The university of Toronto campus is beautiful and students can live nearby in off-campus housing.

Best Housing Off-Campus For University Of Toronto Students

The University of Toronto, or “U of T” for short, has three campuses —St. George, Mississauga, and Scarborough. And there isn’t room on campus for all upper-year undergraduate and graduate students. So, unless you plan to live in the library, you’re going to need a place to stay in the city while you study. We’re, a rental platform and more with solutions to make renting in Toronto easier, and we created this guide to help U of T students navigate the rental market and get off-campus housing that works for them.

Table of Contents

U of T off-campus housing overview

If you have decided not to live on campus or were unable to obtain student housing, then you’ll have to look at off-campus housing.

This can be especially challenging for the many second-year students who do not get a spot on campus and need to transition to off-campus housing.

Plus, even if they apply and get offered a spot, that offer could come pretty late. According to University of Toronto Student Life, depending on availability, offers for a spot campus residence might not come until after the school year begins, putting second-year students in a difficult situation.

However, getting your own off-campus place to live is possible, especially using If you need to get an apartment in Toronto on your own as a student, then here’s what you need to know:

Types of accommodation

In Toronto, you can generally find these kinds of accommodation for rent:

Housing Type
1 Bed
2 Bed
3 Bed
Pet Policy
Not allowed
Dogs allowed
Cats allowed

Many students opt to split a larger rental with roommates to cut down on costs as well.

Average rent in Toronto

Toronto is one of the most expensive cities in Canada. According to’s July 2021 rent report, the average cost of rent in the city was just under $1,700 for both furnished and unfurnished units.

Of course, rent differs from neighbourhood to neighbourhood. The difference between a one-bedroom downtown and one in Brampton can be up to $500.

Toronto transit

Getting a place as close to campus as possible is important because being a student is hard enough — tacking on a difficult commute can really wear you down.

When you’re looking for a place, be sure to keep public transportation options at the top of your wish list. Here are some transit tips for students looking for off-campus housing:

Transit options in Toronto for off-campus living at U of T
  • Use listings to see how far each unit is from which public transit options
  • Look for apartments along the subway lines
  • Ask a landlord what the neighbourhood’s public transportation options are like

Neighbourhoods for U of T students

These are the most popular GTA neighbourhoods for students including an estimated commute time to the main St. George campus calculated with Google Maps:

Tips on saving rent in Toronto

Students who need affordable housing in Toronto, Canada’s most expensive city, are going to have to be creative. Here are some ways to make living off-campus in Toronto more affordable:

  • Look for smaller units like bachelors and studios
  • Look at renting further from the city centre but still close to rapid transit
  • Consider finding a roommate (or two) to bring the cost of rent down
  • Negotiate the cost of rent with a landlord has officially landed in Toronto

Start your search today and browse through verified condos, houses and apartments for rent in Toronto. Connect instantly with verified landlords and apply to multiple listings with just a few clicks.

Renting near U of T St. George campus

Campus location

The U of T main campus is St. George in Downtown Toronto. This is the biggest and most central campus, where the majority of students do their studies. The official address for the campus is 27 King’s College Circle, Toronto.

It’s so close to the heart of the city that you can see the iconic CN tower from campus.


The Toronto Transit Commission (TTC) runs buses, streetcars, and subways that all connect the campus to the entire city:

  • There are four subway stops that surround the campus: Spadina, St. George, Museum, and Queen’s Park.
  • Buses and streetcars go along Bloor Street, Spadina Avenue, Harbord Street, College Street, Queen’s Park Crescent, Wellesley Street, and Bay Street.

Apartments for rent near U of T St. George

Renting near U of T Scarborough campus

Campus location

The Scarborough campus, also known as UTSC, is about 22 kilometres east of the St. George campus. Its official address is 1265 Military Trail, Scarborough.

Scarborough is still in the City of Toronto, although it’s a different neighbourhood than Downtown where the St. George campus is.


The campus is accessible by public transit thanks to buses run by the TTC. For example, the 198 U of T Scarborough Rocket route has a direct connection between campus and Kennedy Station where you can get the subway.

Apartments for rent near U of T Scarborough

Renting near U of T Mississauga campus

Campus location

The Mississauga campus, also known as UTM, is about 27 kilometres west of the St. George campus. The official address for the campus is 3359 Mississauga Road, Mississauga.

Mississauga is a separate city from Toronto, although they are right next to each other just a 35 to 45-minute drive apart.


Public transportation is provided by MiWay and their bus routes take you around the city and connect to campus. They also link up to the TTC and other neighbouring city transit systems. Plus, shuttle buses run from UTM to the St. George campus.

Apartments for rent near U of T Mississauga

Renting tips: how to find & secure off-campus housing

How to avoid rental scams in Toronto

Rental scams are always out there. The best way to protect yourself is by knowing your rights and choosing trusted rental platforms. Here are a few of the most common scams to look out for:

  • Scam #1 Rent is too low
    If the rental rate seems shockingly below the rental average for the city, it could be a fake listing.
  • Scam #2 Urgent cash demand
    Renters don’t have to pay for anything until a lease is signed. So, if someone’s pressuring you to send cash now, don’t do it.
  • Scam #3 Too much info
    Until you’re 100% ready to move forward with a lease, you’re not obligated to share your bank account or SIN number.
  • Scam #4 Not enough details
    While some smaller landlords may withhold unit numbers for privacy, you should know the exact address of the unit you’re looking at. without that info, it could be a scam.

Pro tip: rent from ID-verified landlords on to avoid scams.

Be smart with your rental search

  • Tip #1 Know your needs
    Make a list of your priorities – pricing, location, amenities, lease duration, pet policy, etc. Then, use filters to narrow your search. 
  • Tip #2 Do your research
    Find out the average rent in your target area. It’ll arm you with the necessary info to negotiate terms & rates.
  • Tip #3 Google the property
    See if there are any complaints online regarding building management, maintenance, noise, neighbourhood, etc.
  • Tip #4 Video tours first
    If possible, view video tours first. Then, narrow down your selection and book viewings only for places you’re seriously considering. 

Tips to improve your search

  • Tip #1 Don’t be afraid to check
    Have the landlord to demonstrate that all appliances are working – run faucets, check thermostats, flush toilets, turn on stoves, etc. Also, check that cellphone reception is adequate & verify connectivity.
  • Tip #2 View in daylight
    Viewing a home in daylight will give you a better sense of the living space.
  • Tip #3 Prepare questions
    And ask the hard questions (e.g. how much interest have you had for this unit) to uncover info not in the listing.

Stand out when you apply for your rental

Completing your profile, or renter’s resume, is the easiest way to stand out.You can also go the extra mile and pre-submit your application before your viewing if you’re pretty sure you want to rent the unit. By introducing yourself upfront, it shows that you’re serious about the unit – leaving a strong impression on your landlord.

Pro tip: on, we use Liv Score™ to rate renters trustworthiness and credibility — it’s free for students to get theirs with their profile!

Another way to stand out is by using your renter’s story in your renter’s resume to give landlords more information about your credit score. As students may not have strong credit histories yet, use this space to provide more context to a landlord to help them trust you.

How to secure a rental before arriving in Canada

International students can rent their off-campus Toronto home from abroad. When you sign up, as part of your profile you can select:

  • “I don’t live in Canada.”
  • and, “I’m a first-time renter.”

These profile options give landlords the full picture of you as a renter. It streamlines the rental process and makes it easy to understand why references or a previous Canadian address may appear to be “missing” from your application.

Watch now: How To Rent In Canada

U of T off-campus housing resources

Here are some resources that can help you navigate off-campus housing at U of T:

Use to find your off-campus apartment for U of T — helping you save time, stay organized, and stay safe. Our trusted rental platform is perfect for students, no matter which campus you’re studying at.

Additional off-campus resources for students

Find apartments & houses for rent with the app

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>> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports

Cover Image Source: Flickr | City of Toronto writer sarah anderson

Sarah Anderson, B.A.

Creative Content Writer at

Sarah Anderson is a Creative Content Writer at who shares the latest updates and news with the safe and trusted community of landlords and tenants at [Read Full Bio]

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