Definition of a Residential Tenancy Agreement

A residential tenancy agreement is a legally binding contract between a landlord and a tenant that outlines the terms and conditions of renting a residential property. This agreement sets the rules for how long the tenant will live at the property, how much rent will be paid, what’s included (like utilities or parking), and the rights and responsibilities of both parties. In Canada, each province or territory has its own rules governing these agreements, but the majority will follow a similar standardized approach to tenancy that include responsibilities for both the renter and the landlord.

Why a residential tenancy agreement matters in 2025

In 2025, the rental landscape in Canada continues to evolve, making a clear and legally binding residential tenancy agreement essential. With increased demand for rentals, growing populations, rising housing costs, and consistent updates to provincial tenancy laws, having a written agreement protects both tenants and landlords. It ensures that both parties understand their rights, responsibilities, and the terms of the rental, and that both can be legally protected should any issues arise. A well-drafted agreement helps prevent disputes and provides a solid foundation for a respectful, transparent rental relationship, whether you’re renting for the first time or managing multiple properties. This relationship will serve both parties for years to come, as references and reviews may be used by both parties in future situations.

Key Elements of a Residential Tenancy Agreement

A residential tenancy agreement should clearly outline the terms of the rental, helping both landlords and tenants avoid confusion and disputes. The agreement typically includes key elements like rent amount and payment dates, deposits, lease duration, rights and responsibilities, and procedures for ending the tenancy.

Rent & Deposits

This section of the agreement must include the monthly rent amount, due date, and acceptable payment methods. It should also mention late payment fees (if any), rent increases, and any rules around unpaid rent. Additionally, the agreement should clearly state the type and amount of any deposits, commonly a security deposit or pet deposit, and outline the conditions under which they will be returned. Tenants should always request a receipt for deposits paid.

Term of Tenancy

The term defines how long the tenant is allowed to occupy the unit. Tenancies are usually either fixed-term (e.g., 12 months) or month-to-month. A fixed-term lease offers stability, while month-to-month gives flexibility. The agreement should clearly state the start and end dates, how renewals work, and what notice is required to end or extend the lease. Tenants and landlords should also agree on terms for early termination or lease breaks.

Tenant Rights & Responsibilities

Tenants have the right to a safe, habitable living space, privacy, and timely repairs. They also have responsibilities like paying rent on time, keeping the unit clean, and following any agreed-upon building rules. Tenants should report maintenance issues promptly and not disturb neighbours. Provincial tenancy laws support tenants, but a clear agreement ensures everyone’s expectations are aligned. Understanding your rights and duties helps prevent disputes and builds mutual respect between tenants and landlords.

Landlord Rights & Responsibilities

Landlords must provide a clean, well-maintained, and safe property for tenants to live in. They are responsible for ensuring essential services like heat, electricity, and water function properly and for addressing repairs in a timely manner. Landlords also have the right to receive rent on time, inspect the property with proper notice, and enforce the terms of the agreement. A clear rental agreement ensures landlords can manage their property professionally and fairly. By documenting everything in writing, especially through trusted platforms, landlords can avoid misunderstandings and legal issues.

Types of residential tenancy agreements

In Canada, there are two main types of residential tenancy agreements: fixed-term and periodic (month-to-month). A fixed-term lease has a set end date, offering stability for both parties. A month-to-month tenancy renews automatically and offers flexibility. Some provinces may also recognize subleases or roommate agreements. Choosing the right type depends on your needs, lifestyle, and future plans. Whichever you choose, make sure it’s clearly documented and complies with your province’s tenancy laws for a smooth rental experience.

Residential Tenancy Agreement Forms in 2025

In 2025, residential tenancy agreement forms are accessible and standardized. Most provinces require landlords to use official, government-approved forms that outline key terms and protect both parties. These forms can typically be downloaded online and filled out digitally or on paper. With the shift toward digital rentals, many landlords now use secure platforms like liv.rent to complete and sign agreements electronically. Always ensure you’re using the most current version to stay compliant with provincial rental laws.

Where to Get Official Forms

Official residential tenancy agreement forms are usually available on provincial or territorial government websites. These forms are designed to comply with local tenancy laws and cover essential details like rent, deposits, and rights. It’s important to use the correct form for your province to ensure the agreement is legally valid. Many provinces also provide helpful guides alongside the forms to assist landlords and tenants in filling them out properly.

Digital vs Paper Agreements

Digital tenancy agreements have become increasingly popular for their convenience and security. They allow landlords and tenants to review, sign, and store leases online, reducing paperwork and making it easier to access agreements anytime. Paper agreements are still valid but can be harder to track and manage. Using trusted platforms like liv.rent ensures digital agreements are secure, legally compliant, and can include ID verification to protect both parties.

Common Mistakes to Avoid

There are a number of things renters and landlords should avoid when signing a residential tenancy agreement. Some of the most important mistakes to avoid are:

1. Not Having a Written Agreement
Verbal agreements are hard to prove in court.

2. Unclear or Missing Terms
Issues include no start or end date, vague rent amount or due date, and no clear rules about utilities or maintenance.

3. Failing to Comply with Local Laws
This includes illegal clauses (such as banning pets where prohibited by law) or exceeding legal security deposit limits.

4. Not Conducting a Property Condition Report
Disputes can arise over damage or wear and tear without proper documentation of the property’s condition.

5. Ignoring Maintenance and Repair Terms
Common mistakes include not stating who is responsible for repairs or failing to include timelines for fixing issues.

6. No Clauses for Early Termination or Breach
Unexpected situations may require lease termination, and without proper clauses, this can lead to disputes.

7. Omitting Rules for Subletting or Guests
Long-term guests or illegal sublets can become a liability without clear terms in the agreement.

8. No Clause for Rent Increases
Disagreements can arise over rent hikes if the process isn’t defined in the agreement.

9. Not Reviewing the Agreement Thoroughly
Tenants often skip over legal language or sign without fully understanding the terms.

10. Missing a Dispute Resolution Clause
Without it, resolving disagreements can be more difficult and costly.

Residential Tenancy Agreement by Province

Residential tenancy agreements in Canada vary by province, reflecting different laws and regulations designed to protect both tenants and landlords. Each province provides official forms and guidelines to ensure agreements are clear and legally compliant. Understanding your province’s specific rules helps avoid disputes and ensures your rights are respected. Whether you’re renting in British Columbia, Ontario, Quebec, or Alberta, it’s important to use the right forms and follow local tenancy laws.

British Columbia

In British Columbia, tenancy agreements must follow the Residential Tenancy Act. It is mandatory for Landlords to use the BC Residential Tenancy Agreement form, issued by the Residential Tenancy Branch. The agreement covers rent, deposits, maintenance responsibilities and more. This province offers strong tenant protections, including limits on rent increases and eviction rules, but also has strict rules to follow.

Ontario

In Ontario, most residential tenancy agreements signed on or after April 30, 2018, must use the Ontario standard lease form. This form creates a legally binding contract between the landlord and tenant, commonly referred to as a residential tenancy agreement. However, certain types of housing—such as care homes, mobile home sites, co-ops, and some social or supportive housing—are exempt from this requirement. Importantly, all leases must comply with the Residential Tenancies Act, and cannot override tenant rights protected under the Act or the Ontario Human Rights Code, which ensures equal treatment in housing without discrimination.

Quebec

Quebec’s rental agreements are governed by the Civil Code of Quebec and administrated by the Tribunal administratif du logement. Use of the Régie du logement form is mandatory, must be in writing and include key details like rent, term, and conditions. Quebec strongly protects tenants’ rights and requires landlords to provide a signed lease within a month of occupancy. Official forms are available, but leases can also be drafted with care. Digital signing tools help ensure agreements are secure and legally binding.

Alberta

Alberta is one of the only provinces without a standard tenancy agreement form and instead requires landlords to draft an agreement for tenants. The form should cover rent, deposits, and termination conditions, helping to protect both parties. Alberta’s laws also regulate security deposits and notice periods. The provincial government offers templated material to help with the process online. Being informed and reviewing requirements will be extra important for landlords in this province. Visit the Alberta government website for information on starting a tenancy.

Other Provinces (Manitoba, Saskatchewan, Atlantic Canada)

As you can see, things vary by each province, so knowing your local approach is crucial. Here are a few other provinces to review.

Manitoba: Form 1, officially known as the Standard Residential Tenancy Agreement, is the required contract for all new rental agreements in Manitoba and is downloadable on the government website. It outlines the rules, duties, and responsibilities of both landlords and tenants, as mandated by The Residential Tenancies Act (Manitoba).

Saskatchewan: In Saskatchewan, tenancy agreements—either verbal or written—must follow The Residential Tenancies Act, 2006. All agreements must include Schedule 1: Standard Conditions. Written agreements must detail tenant and landlord info, rent, tenancy type, utilities, and services. Landlords must provide required documents within 20 days of tenancy start.

Atlantic Canada: Things differ in each province, so knowing the rental rules in Atlantic Canada is equally important for Canadians.  Each province, such as Nova Scotia, has its own Residential Tenancies Act that outlines the rules for rental housing and defines the required lease forms, like Nova Scotia’s Form P. Therefore, landlords and tenants must be aware of the specific laws and agreements for the province where they are renting.

Why Use Digital Platforms Like liv.rent for Tenancy Agreements?

Digital platforms like liv.rent simplify the rental process by providing secure, verified tools for creating, signing, and managing tenancy agreements online. They save time and reduce errors by guiding users through legally compliant forms tailored to each province. Plus, features like ID verification help build trust between landlords and tenants, making the rental experience smoother and safer for everyone involved.  

Legally Binding Digital Agreements

Digital tenancy agreements on platforms like liv.rent are fully legally binding and recognized across Canada. These platforms use secure e-signatures and identity verification to ensure all parties agree to the terms transparently and securely. This helps prevent fraud and misunderstandings, offering both landlords and tenants confidence that their agreements are official and enforceable.

Easy Access to Forms

With platforms like liv.rent, tenants and landlords have instant access to up-to-date, province-specific tenancy agreement forms anytime, anywhere. No need to search multiple government sites or worry about outdated versions. Everything is centralized, making it quick and convenient to start the rental process and keep all documents organized in one secure place.

Built-in Compliance

One of the biggest advantages of using platforms like liv.rent is built-in compliance with local tenancy laws. The system automatically incorporates the latest regulations for each province, helping users avoid common legal pitfalls. This ensures that agreements are not only thorough but also aligned with current legislation, protecting both landlords and tenants throughout the tenancy.

FAQs on Residential Tenancy Agreements

Is a tenancy agreement mandatory in Canada?

While not always legally required, having a written tenancy agreement is strongly recommended to protect both landlords and tenants.

Can I rent without a written tenancy agreement?

Yes, renting without a written agreement is possible, but it can lead to misunderstandings since verbal agreements are harder to enforce.

Where can I find the 2025 tenancy forms?

Official tenancy forms are available on provincial government websites or through trusted digital platforms like liv.rent.

Is a digital tenancy agreement valid?

Yes, digital tenancy agreements are legally binding across Canada when signed with secure electronic signatures.

Why is it important to have Residential Tenancy Agreements?

They clearly outline rights and responsibilities, helping prevent disputes and protect both landlords and tenants.

What a Tenancy Agreement Should Contain

Key details like rent amount, payment terms, lease length, deposits, and maintenance responsibilities should be included.

What is the most common type of tenancy agreement?

The fixed-term lease is the most common, offering stability with a set rental period, often 12 months.

Rethink The Way You Rent

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The post Residential Tenancy Agreement Canada 2026: Forms & Guide appeared first on liv.rent blog.

Are you an ideal tenant? Why good tenant qualities matter?

Being an ideal tenant isn’t just about finding a place to live, it’s about building trust with your landlord and showing that you’re a reliable and respectful occupant. Good tenant qualities matter because they can lead to more rental opportunities, better relationships with landlords, and long-term housing stability. Landlords often check references, credit scores, and employment to ensure they’re choosing someone dependable and honest. Through liv.rent’s trusted platform, landlords can find verified renters with all the necessary documentation organized into one convenient location. Creating a strong profile and demonstrating your commitment to how you present yourself will open up opportunities and reflect strongly on your character. If you consistently show that you’re responsible and considerate, you’re more likely to stand out and be chosen over others when applying for a property.

Top qualities of a good tenant

The best tenants offer more than just on-time rent, they bring reliability, respect, and clear communication to the table. Landlords aren’t only looking for someone to fill a unit; they want someone who treats the property well and makes the rental process smooth and stress-free. There are numerous aspects to being a good tenant, and trying to articulate these qualities online is something of a skill in itself but putting in the effort to portray yourself as a responsible renter who is serious about their future. One way liv.rent helps in this situation is through its Suggested Tenants feature —which = helps landlords connect with renters who already match their listing’s criteria, increasing the chances of finding someone who fits the space both practically and personally. With stronger alignment from the start, both landlords and tenants can enjoy fewer misunderstandings and a more positive experience. It is first important to know landlords are looking for in potential tenants, so let’s explore the qualities that make standout tenants so valuable.

Reliable payment history

A history of paying rent on time shows that you’re financially responsible and reliable. Landlords want tenants they can count on to pay rent each month without needing reminders. A good payment track record builds trust and demonstrates you take your responsibilities seriously. If you’ve consistently paid on time in the past, it’s a great asset to mention when applying for a new rental.

Stable employment and income

Having a steady job and consistent income reassures landlords that you can afford the rent and meet your financial commitments. Proof of employment, recent payslips, or a letter from your employer can strengthen your rental application. It shows you’re in a good position to maintain payments without issues, making you a more secure choice as a tenant.

Respect for the property

Tenants who treat a rental as if it were their own home are highly valued. Respecting the property means avoiding unnecessary damage, keeping it clean, and following any rules set out in the lease. This helps maintain the property’s condition, reduces the need for repairs, and shows you care about your living environment, which landlords truly appreciate.

Strong references

Good references from previous landlords or property managers can make a big difference. They provide firsthand accounts of your reliability, cleanliness, and overall behavior as a tenant. A strong reference tells future landlords that you’re trustworthy and responsible, helping them feel confident in their decision to rent to you.

Good communication

Clear and respectful communication can make any landlord-tenant relationship much smoother. Whether it’s about maintenance issues, rent concerns, or general updates, keeping your landlord informed shows maturity and accountability. Good tenants don’t avoid problems—they communicate early and constructively to find solutions.

Long-term rental commitment

Landlords often prefer tenants who plan to stay for the long term, as it reduces turnover and vacancy costs. If you’re looking to settle down for a while, be upfront about your plans. A long-term commitment shows that you’re dependable and can offer stability, which is something landlords value greatly.

Maintenance issues are communicated

Tenants who report maintenance issues quickly help prevent small problems from turning into expensive repairs. Prompt communication ensures the property stays in good condition and shows that you’re invested in maintaining a
safe and functional home. Landlords appreciate tenants who are proactive about keeping things in working order.

Adheres to legislation and terms of the tenancy agreement

Respecting the rules of your lease and understanding local tenancy laws is a major part of being a good tenant. This includes paying rent on time, not subletting without permission, and following noise or pet policies. Tenants who follow the agreement and the law build trust with their landlords and help avoid unnecessary conflicts.

What do landlords want to know about you?

When you apply to rent a property, landlords want a clear picture of who you are as a tenant. They’re interested in whether you’ll pay rent on time, take care of the property, and follow the terms of the lease. To figure this out, they look at your credit score, employment status, income level, rental history, and even how you communicate. Beyond that, landlords like to know about you as a person. What do you like to do, maybe even what your hobbies or interests are. Personal details help the landlord decide if you two will get along in the professional relationship. The more transparent and prepared you are, the better your chances of making a strong impression and getting approved for the place you want.

How to find good tenants (for landlords)

Finding quality tenants starts with a well-crafted listing. Use clear photos and include key details like rent, lease length, move-in date, and pet or smoking policies. A video tour helps renters visualize the space and filters out those who aren’t a good fit—saving you time. Once your listing is live, use tools that speed up the search, like liv.rent’s Suggested Tenants feature, which gives you a curated list of renters whose search criteria align with your unit. These are active users looking for rentals like yours, so you can connect directly with qualified leads right away. This feature helps reduce downtime and gets you in touch with serious applicants faster. After making contact, screen thoroughly—ask renters to apply before showings, and review their income, credit, and rental history. Always check references from past landlords. These extra steps ensure you find responsible, respectful tenants who are likely to pay on time and care for your property.

How to rent out your listing & secure a tenant as fast as 7 days

Speed starts with preparation. Before listing, make sure your property is clean, presentable, and move-in ready. First impressions matter—touch up paint, tidy outdoor areas, and fix small repairs. Price the unit fairly based on your area to attract attention quickly. Take high-quality photos and create a listing that highlights the property’s best features clearly and accurately. Respond to inquiries quickly and offer flexible viewing times. Include a video tour in your ad—it helps serious renters decide sooner and cuts down on unnecessary in-person visits from those who aren’t fully interested. Have your screening process ready. Ask for applications upfront, review them quickly, and run background and reference checks without delay. Tools like Liv Score™ can help verify employment and income fast. As a resource, liv.rent offers all kinds of information for securing the right tenant and getting the most out of your experience. By staying organized, responsive, and professional, you can reduce downtime and often secure a qualified tenant in just a few days.

Why good tenants are more important than you think

A good tenant isn’t just someone who pays rent on time—they help protect your investment. Reliable tenants care for the property, report maintenance issues early, and follow the lease terms. This keeps your unit in better shape and reduces repair costs and stress down the road.

Good tenants also provide stability. Lease renewals help you avoid the hassle and costs of turnover—no cleaning, advertising, or repainting needed. Long-term renters also build a more positive relationship with you, which makes communication easier and often results in fewer conflicts or surprises during the tenancy. Proper screening takes effort, but it’s worth it. Rushing into a lease can lead to missed payments, property damage, or even evictions—none of which are worth the risk. Prioritizing dependable, respectful tenants means fewer problems, lower expenses, and better peace of mind over the life of the lease.

Being a good tenant: How renters can stand out

If you’re looking to stand out as a renter, think beyond just filling out the application. Arrive prepared with references, proof of income, and a clean rental history. Communicate clearly, follow through on paperwork, and be punctual for viewings. These small things show landlords that you’re reliable and respectful. Being polite and responsive goes a long way in proving you’ll be a great tenant, especially in a competitive rental market.

Recap: 5 tips to stand out as the ideal tenant or good tenant

Want to make a lasting impression with landlords? Start with these five tips: First, maintain a good credit score to show financial responsibility. Second, have proof of sufficient income to cover rent. Third, provide strong references from past landlords. Fourth, communicate openly and professionally. Lastly, follow through quickly on application steps. These qualities not only help you secure a rental but also build a positive reputation for future opportunities.

1. Good credit

A strong credit score shows landlords that you manage your finances well and are likely to pay rent on time. It reflects your payment history with loans, credit cards, and other obligations. Most landlords view good credit as a sign of trustworthiness and low risk, so it can be one of the most important factors when choosing between applicants.

2. Sufficient income

Landlords want to know that you can comfortably afford the rent. Typically, your monthly income should be at least 2.5 to 3 times the rent amount, although this can fluctuate depending on what city or province you rent in. Showing proof of stable income through payslips or bank statements helps reassure landlords that you won’t struggle to meet your monthly obligations, making you a safer and more attractive choice.

3. Positive rental history

A solid rental history speaks volumes. If past landlords can confirm that you paid on time, followed lease terms, and took care of the property, it builds immediate trust. It’s one of the most reliable indicators that you’ll be a good tenant going forward. Always ask previous landlords for references to support your application.

4. Clear criminal background check

Many landlords run criminal background checks to ensure safety and reduce risk. A clear record can reassure them that you’re a responsible tenant who won’t bring trouble to the property or neighborhood. If you do have a record, being honest and showing evidence of rehabilitation or positive changes can still keep the door open.

5. Professionalism

Presenting yourself professionally throughout the application process can make a big difference. Be polite, punctual, and responsive in your communication. Landlords appreciate when tenants are transparent about their lifestyle and reasons for moving. Be ready to share why you’re leaving your current place, what you liked about it, and how you live day-to-day (e.g. work hours, guests, pets). This shows that you’re respectful and serious about the rental, setting you apart from other applicants who might be disorganized or dismissive. First impressions matter more than you might think in rental decisions.

FAQs on good tenant qualities, be a good tenant

Curious about what makes a great tenant or how landlords decide who to rent to? These quick answers can help you stand out and better understand the rental process.

What do landlords look for in a tenant most?

Landlords mainly look for reliable rent payments, stable income, and a history of respectful tenancy.

What do landlords look at on credit reports?

They check your payment history, outstanding debts, and any past delinquencies or bankruptcies.

How can I be a good tenant?

Pay rent on time, communicate clearly, follow lease terms, and take care of the property like it’s your own.

What is the best website to find tenants in Canada?

The safest and most secure rental website is liv.rent, Canada’s trusted platform since 2018.

What background check do most landlords use?

Most use tenant screening services like SingleKey, Naborly, or FrontLobby to check credit, criminal history, and past evictions.

As a landlord, what should I look out for when screening tenants?

Watch for red flags like poor credit, inconsistent income, eviction history, or unverified references.

Rethink The Way You Rent

Not on liv.rent yet? Experience the ease of digital applications & contracts, verified tenants & landlords, virtual tours and more – all on one platform. Sign up for free or download the app.

Subscribe to receive the latest tenant & landlord tips and get notified about changes in the Canadian rental market.

>> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports.

The post What do Landlords Look for in a Tenant? Know Good Tenant Qualities appeared first on liv.rent blog.

What to know before buying a rental property?

Jumping into the world of rental properties can be daunting if you don’t know what to look for. There is more to buying a rental property than you might think, from buying at the right time to making sure you get the financing right as well as realizing the tax benefits. This section breaks down the top three things you need to know when purchasing your first rental property in Canada.

1. Is it a good time for you to buy a property?

It’s important to look at your current financial standing to see if you can afford a property. Can you still cover your existing financial obligations long term, will you be able to cover closing costs, is your credit in good standing but most importantly do you have the 20% down payment to get started? It’s crucial to take a step back and consider all potential future costs and how they will impact you before committing to purchasing a property, waiting until the time is right could save you in the long run.

2. What type of property is best for you?

A big decision you have to make from the start is what type of property you want to buy, it’s important to consider how much time you have available to commit to issues that may arise from this property. Both houses and condos will come with some maintenance work, given the smaller footprint condos typically come with less. Depending on the building, you may also have access to an onsite property manager or concierge who can assist with the maintenance requests at your property for a fee. We dive into this topic a little later in this guide.

3. When should you consider financing?

Canadian banks are well-known for being conservative when looking to invest in rental properties, this means lots of hoops for you to jump through which may delay your timeline considerably. You should factor this in early, as it’s unlikely that you will be granted a mortgage as easily as your first property. You can take steps to help speed up this process, such as getting pre-approval, which typically lasts anywhere from sixty to ninety days depending on the lender.

The magic number that many banks look for is a debt-to-income ratio surpassing the 36% mark. What does this mean though? Debt to income refers to how much of your monthly income goes to paying your mortgage, typically the lower the ratio the better. This lets the bank know that you are in a good financial position and able to shoulder the burden of an additional mortgage.

How much money do you need to buy a rental property in Canada?

A figure that you will see mentioned a lot is needing to have 20% of your deposit ready, but why is this so important? If you have less than 20% of the total price of the property you are required to also purchase renters insurance which can add additional premiums to your monthly payments. The 20% rule doesn’t apply in every case it’s just a good rule of thumb for most people when looking for a mortgage. It’s best to research your province’s rules as there may be a better option and even some support made available to you.

Other factors you may want to consider:

• Closing Costs — One thing that often gets overlooked is factoring in closing costs. There are lots of different costs to cover but the major ones include land transfer tax, legal fees, inspection fees and title insurance. This calculator can help you estimate costs.
• Timing — You should always look to the market and try to identify if now is a good time to purchase a property. For example, after several years of high inflation Canadian homes are priced extremely high but we have recently seen a trend downwards in price.
• Taxes — While you do get some great tax benefits it’s important to consider how the purchase of a rental property will affect your taxes as a whole. You must pay Capital Gains tax upon the sale of the property and income tax on any rental income generated. These both will eat into your returns, but it is possible to offset this by making upgrades to the home so you can reap the full tax benefits. As well as this, if your mortgage costs are higher than the income generated from rent, you can deduct your rental loss against your other sources of income.
• Cost of rent — You should consider the average rent price you will charge for the property you are looking to purchase. You do this to know what you can expect to earn every month, and if it’s enough to cover your costs. This will give you a good idea if you’ll be at a net loss or gain every month.

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Do’s and Don’ts of purchasing a rental property

There is a lot to consider when purchasing an investment property and it can be easy to get bogged down. This section will lay out some important high-level things to make sure you get right, to make sure you are on the right path.

Dos

• Set a budget — It is important to be realistic when purchasing an investment property and plan accordingly. Will the property need renovations, is it ready to move in right away, how long has it been on the market? These are all important things to consider when setting a budget. There are some incentives that can help ease financial burdens.
• Determine how hands-on you want to be — This will largely affect the property type you choose, a townhouse or detached home will require more time investment whereas a condo will require a relatively low time investment.
• Get inspections — This could save you a lot of money down the line, by getting a home inspection you will catch any issues with the property. The average cost of a home inspection is roughly $500 depending on the size of the property.
• Check supports — Depending on a variety of other factors you may have some supports made available to you by the government. It’s important to check with your local and regional governments as they may have existing programs to assist you financially through low-interest loans, tax benefits and much more.
• Create a contract— Once you have the home ready to move in and a tenant lined up all that’s left is a contract. Liv.rent allows you to remove the stress of drafting your own lease agreement and revising endlessly. With liv.rent’s digital contract feature, create, send and sign your leases all in one go.

Don’ts

• Underestimate the time commitment — While rental properties are a great way to ensure you have a stable income over the long term as well as gaining tax benefits, they will not make you rich overnight. It is important to stay patient and slowly grow your investment.
• Go with unreliable tenants — The wrong renters can cause serious headaches for homeowners, including damaging the property, not paying rent, and disturbing you and your neighbours. Thankfully, it’s easier than ever to find reliable tenants through advanced tenant screening solutions like the Trust Score.
• Buy without doing your research — This may seem like common sense but can be a big mistake for many newer landlords. Make sure you research thoroughly everything about the property first before purchasing as this could save you money later. For example, if the property is in a flood zone this may drive insurance premiums up.
• Buy an older home— This largely applies to newer landlords, an older home will likely need repairs which can increase the cost burden and often put substantial financial pressure on newer landlords who do not have the resources to shoulder this burden.

Buying a house vs condo

Listing your investment property on liv.rent

There are plenty of advantages to listing your property on liv.rent. Designed specifically for modern landlords in Canada, this all-in-one platform has you covered for every step of the rental process. You can post on liv.rent and easily share to multiple different listing sites. This is especially helpful for first-time landlords & those who want to handle the process themselves, without a property manager. For first-time landlords in particular, we have everything you need, things like a centralized inbox for tenant communications and income statements can help you stay organized while maximizing your profits.

Landlords on liv.rent also benefit from our multi-layered verification processes for renters. As part of our commitment to building a safe & trusted rental community, we request renters upload documents to verify both their identity and income, as well as optional social media verification for an extra layer of security. When renters apply to your listing, you’ll be able to see their verification status with a handy checkmark to let you know that it’s safe to proceed.

Ready to get started? Here’s a quick video on how to post your property for rent on liv.rent:

FAQ: How to buy a rental property in Canada

Where can I find more resources on purchasing a rental property?

The Government of Canada cover most of what you need to know when looking to purchase your first rental property, liv.rent also provides a large bank of resources for both new and existing landlords.

Can non-residents own a rental property in Canada?

In short, yes non-residents can purchase an investment property in Canada. There are several criteria you need to fulfill though, such as having a 35% deposit (not from gifted funds), a reference letter from your bank, an employment letter etc… It is also important to check your province’s laws to see if there are any additional restrictions.

What is the 1% rent rule in Canada?

The 1% rule is a guideline for investors to determine if a rental property is a good investment. The rule states that the monthly rent of a property should be at least 1% of the purchase price. For example, if a property costs $200,000, the monthly rent should be at least $2,000 to consider it a potentially good investment.

Is it worth buying a rental property?

A rental property is a great investment as it continues to accumulate value it can also offer some great tax benefits. You just need to ensure that it is a good time for you to purchase a property. You need to make sure you have the available time, financial resources and will to undertake such an investment.

Can I rent out a property without telling my mortgage lender in Canada?

No, you can’t rent out a mortgaged property without informing the lender first. If you do this in Canada it will likely lead to your mortgage going into default. This guide has everything you need to know.

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Can you rent a room in your house in Canada?

So long as your local legislation permits it and the space you’re planning on renting meets a few basic prerequisites, renting out a room in your house is not only legal but is fairly easy to do with the right knowledge and tools.

First, though, it’s important to double-check that your local zoning regulations allow for renting, as well as consult any specific regulations from your Homeowner’s Association or strata, if applicable.

The exact rules for renting out a room in your house vary by province, but Canadian landlords will all follow a similar process to ensure the space is legal. Before you go ahead and list your unit for rent, you’ll need to do the following:

1. Check the zoning requirements and building codes in your area to ensure the room is legal
2. Obtain a business license and/or rental permit from your local municipality
3. Make sure your basement suite meets the safety and fire regulations set out by the province
4. Ensure that your rental agreement is in line with your province’s equivalent of the Residential Tenancy Act.

Pros and cons of renting out a room in your house

As with any major decision, renting a room in your primary residence comes with its fair share of positives and negatives. Whether the potential rewards outweigh the risks is up to each individual landlord to decide, but here’s a basic breakdown of the things you’ll need to take into account.

Pros of renting out a room in your house

• Rental income — The main appeal of renting part of your house is the added income it brings in. For landlords who could use a little extra help covering mortgage payments and expenses in the current market, having a steady stream of rental income without needing to purchase an additional property is a huge benefit.
• Shared expenses — Costly bill payments like internet and electricity can be split with tenants, helping to bring down your overall expenses and boost your profitability.
• Creating housing — Rental housing is constantly in high demand in Canada’s major cities, and renting out a room helps add much-needed options to a thin market.
• Flexibility — Compared to purchasing and renting a dedicated rental property, renting out a room in your house is a convenient and cost-effective way to become a landlord.
• Potential tax benefits — Landlords can offset their taxable rental income by claiming expenses related to renting, further boosting the profitability of their new rental unit.

Cons of renting out a room in your house

• Loss of privacy — Renting out a room isn’t for everyone, and some landlords may find it difficult to live in close quarters with someone they don’t necessarily know all that well.
• Risk of non-payment/damage — The wrong renters can cause serious headaches for homeowners, including damaging the property, not paying rent, and disturbing you and your neighbours. Thankfully, it’s easier than ever to find reliable tenants through advanced tenant screening solutions like the Trust Score.
• Legal liability — Landlords must ensure that their rental property and lease agreements comply with local & provincial legislation at all times, and are responsible for the cleanliness and safety of the room.
• Added responsibility — While there won’t be too many extra responsibilities to worry about, landlords will need to ensure they stay on top of maintenance and repairs to keep the room in tip-top shape for their tenants.

What do you need to rent out a room?

There’s more to renting out a room in your house than posting a listing and signing a contract. By renting out part of your room you’re officially becoming a landlord and will need to take a few key steps to ensure that you’re compliant with your province’s rental laws. Once again, the exact guidelines vary by province and municipality, so always consult your local regulations for exact requirements.

Here’s a quick breakdown of what homeowners should consider before renting out their rooms:

• Safety — Each province and municipality will have specific guidelines for safety standards of rental units. Generally speaking, your room will need to have windows, properly installed plumbing fixtures, and other things like a clear fire exit to ensure tenants’ safety.
• Business license — Homeowners renting out rooms in their house will first need to obtain a short- or long-term rental business license. These can typically be obtained from your local business license office for a fee once you’ve met the above safety considerations and filled out the necessary paperwork.
• Local tenancy laws — Each province has its own guidelines for residential tenancies. As a landlord, your duty is to ensure that you’re following these laws and upholding your responsibilities.
• Lease agreement & Addendums — Lease agreements are the formal contracts governing tenancies in Canada. Most provinces like B.C., Ontario, and Alberta have a standardized form available for download, but you can also create your own lease so long as it complies with your local tenancy laws. Adding lease addendums for things like parking, laundry, and utilities is another great way to bulletproof your lease and ensure that you’re protected from any possible disputes during the tenancy.
• Rental management software — In today’s world, most landlords rely on digital tools to help run their rental business. These sophisticated programs can cover everything from listing to tenant screening and creating & signing leases, making your job far more manageable. One such platform is liv.rent – an all-in-one rental management solution with digital tools for Canadian landlords. With built-in comprehensive tenant screening through the Trust Score and a community of verified renters, this complete program helps take the guesswork out of renting.

Tips for renting out part of your home

Being well-prepared and educating yourself on your rights and responsibilities as a landlord is key to ensuring that everything goes as planned. Below are some of our top tips for first-time landlords to enjoy a stress-free tenancy and maximize their profits.

1. Know how much to charge for rent — Pricing your unit correctly is key to renting it out as quickly as possible while ensuring you’re earning enough profit. Researching the latest rent prices in your area for comparison is a great place to start, or for a more personalized evaluation, you can book a free 15-minute listing assessment with one of our liv.rent Rental Experts. We’ll look closely at your listing’s details to help you maximize your reach – including a complimentary rent estimate so you can be confident with your price.
2. Be thorough with your tenant screening — Doing your due diligence during the tenant screening process helps to eliminate the risk of damage and missed rent payments caused by troublesome tenants. Credit checks are a great tool for landlords to evaluate a renter’s financial capabilities, but often don’t give a complete picture of their suitability. Instead, try using an all-in-one tenant screening metric like liv.rent’s Trust Score. This complete tenant screening tool factors in tenants’ income & employment verification, income-to-rent ratio and public court records to provide a more accurate report of their quality as a renter. It’s also a good idea to have a detailed list of questions ready to ask any applicants.

3. Study up on tenancy laws — Each province has its own guidelines protecting tenants during the rental process. Be sure to consult your province’s residential tenancy act to familiarize yourself with what is and is not permitted. To help first-time landlords make sense of Canada’s different rental laws, liv.rent has compiled a handy Landlord Resource section of our blog.
4. Share your listing to reach more renters — Marketing is key to filling your unit as efficiently as possible. One way landlords can expand their reach is to use a platform that allows for easy listing sharing. On liv.rent, landlords can quickly share their listing to Craigslist, Facebook Marketplace and Kijiji with just a few clicks. You can read more on liv.rent’s marketing features here.
5. Use a checklist — There’s a lot that can be missed throughout the rental process, particularly if it’s your first time renting out property. To help make sure you don’t miss any important steps and are protecting yourself as you’re renting, it’s a good idea to have a checklist on hand for things like preparing and inspecting the rental property, advertising your listing, and screening tenants.

Renting your room on liv.rent

There are plenty of advantages to listing your room for rent on liv.rent. Designed specifically for modern landlords in Canada, this all-in-one platform has digital tools for every step of the rental process. In addition to the Trust Score, landlords can post unlimited listings for free as well as access time-saving features like built-in sharing and digital contracts & rent payments. For first-time landlords in particular, things like a centralized inbox for tenant communications and income statements can help you stay organized while maximizing your profits.

Landlords on liv.rent also benefit from our multi-layered verification processes for renters. As part of our commitment to building a safe & trusted rental community, we request renters upload documents to verify both their identity and income, as well as optional social media verification for an extra layer of security. When renters apply to your listing, you’ll be able to see their verification status with a handy checkmark to let you know that it’s safe to proceed.

Ready to get started? Here’s a quick video on how to post your room for rent on liv.rent:

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The post Landlord Guide: Renting out a room in your house appeared first on liv.rent blog.

Landlord and tenant responsibilities at move-in

When a new tenancy begins, landlords and tenants have a number of key responsibilities they must carry out to ensure that both themselves and the other party are protected.

Landlord responsibilities

1. Property condition: Landlords must ensure the rental property is in a good state of repair, clean, and meets health and safety standards before move-in. Documenting everything in a condition inspection report and taking photos of any pre-existing damage is important. The unit must be:
   • Clean & well-maintained
   • Have functioning doors, windows, and locks
   • Free from mould or infestations
2. Tenancy agreement: Landlords in Ontario must provide a written copy of the Ontario Standard Lease Agreement outlining the terms and conditions of the rental unit.
3. Deposit receipts: It’s wise to provide tenants with receipts for any deposits or rent paid upfront. If tenants request these receipts, landlords must provide them.
4. Provide information: Tenants should be given a signed copy of the lease agreement that has the landlord’s legal name, address, and contact details too.

Tenant responsibilities

1. Complete an inspection: Tenants should thoroughly inspect the rental unit with their landlord prior to move-in, noting any damages or necessary repairs in a condition inspection report.
2. Tenancy agreement: When presented with a lease agreement, tenants should carefully review the terms and conditions, as well as any addendums, before signing.
3. Rent deposit: After signing a lease, tenants must send over the rent deposit when requested. Ontario landlords may collect both the first and last month’s rent upfront since the rent deposit will be used to cover the final month’s payment.

Landlord and tenant responsibilities during a tenancy

To maintain the rental unit in good repair and ensure fair and equitable dealings throughout the course of the tenancy, there are some key landlord & tenant responsibilities to be aware of.

Landlord responsibilities

1. Repairs & maintenance: Maintain the rental unit and address major repairs promptly, ensuring the property is habitable.
2. Providing adequate notice: Provide proper notice before entering the rental unit (usually 24 hours) and for any changes in rent or terms.
3. Utilities: Ensure essential services (like heating, electricity, and water) are provided and maintained.
4. Privacy: Respect tenant privacy and adhere to tenancy laws regarding proper entry and notice.

Tenant responsibilities

1. Repairs & maintenance: Inform the landlord of any necessary repairs or required maintenance in a timely fashion.
2. Cleanliness: Maintain the rental unit, keeping it clean and free of damage. Remember that damage caused by any guests to your rental property is also your responsibility.
3. Comply with the rules: At all times during the tenancy, tenants must adhere to the terms and conditions laid out in the lease agreement, building and housing codes, as well as community or building rules for multi-unit dwellings.
4. Giving access: When given proper notice, tenants must allow the landlord access to the rental unit for necessary repairs or inspections.

Landlord and tenant responsibilities at move-out

Even when it’s time to move on, both the landlord and renters still have a number of key responsibilities to account for in order to guarantee a smooth transition between tenants.

Landlord responsibilities

1. Return deposits: Return the rent deposit and any other applicable deposits with an itemized list of any deductions within 10 days of the end of the tenancy.
2. Give notice: If landlords plan on terminating the lease agreement early, they must provide written notice in accordance with the guidelines for the amount of notice required.
3. Property condition: Do a final inspection, noting any damages beyond normal wear and tear.

Tenant responsibilities

1. Give notice: Provide proper notice to the landlord before moving out, as specified in the tenancy agreement.
2. Cleanliness: Leave the unit reasonably clean and in the same condition as at move-in, apart from normal wear and tear. Landlords are able to seek payment for any damages incurred during the tenancy.
3. Inspect the property: Do a final inspection of the rental unit and address any issues or damages with the landlord. Everything should be noted in the same condition inspection report that was filled out at move-in.

FAQ: Landlord & tenant responsibilities in Ontario

What repairs are landlords responsible for in Ontario?

In Ontario, landlords are responsible for maintaining rental properties in good condition, including most major and regular repairs. This includes:

• Heating, plumbing, and electricity
• Locks and security systems
• Common areas
• Walls, floors, and ceilings
• Smoke alarms and fire safety measures
• Elevators

What repairs are landlords not allowed to do in Ontario?

Tenants in Canada and Ontario specifically have extensive rights and protections granted by the Human Rights Charter and provincial tenancy laws. For example, landlords can’t evict tenants without a specific reason, and may not discriminate based on gender, ethnicity, place of origin, etc.

You can consult this blog article from liv.rent for a list of things landlords are unable to ask for in Ontario, and you can see this page for more information on tenants’ rights.

What are the duties of a tenant in Ontario?

During a tenancy, tenants are required to keep the rental unit reasonably clean and alert the landlord when any repairs are needed. If they cause any damage to the unit, they must repair or pay for the damages themselves. Failing this, landlords may seek compensation after the tenancy to pay for damages.

At all times, tenants must follow the terms and conditions specified in the Ontario Standard Lease and any additional rules set out by the landlord.

Who is responsible for lawn maintenance landlord or tenant in Ontario?

In most cases, landlords would be responsible for lawn maintenance such as mowing lawns in Ontario. This goes for all multi-residential buildings where the yard is a shared space. The exception is in a detached home where tenants have sole access to the space, in which case they would be responsible for lawn care in most cases.

How long does a landlord have to fix something in Ontario?

The Ontario Residential Tenancies Act does not specify a specific timeframe within which landlords must complete repairs. Instead, it simply outlines that they must handle repairs within a reasonable amount of time.

If a tenant feels as though their requests are being ignored or not handled in a timely fashion, they may file a complaint with the Landlord and Tenant Board or apply for dispute resolution.

Is the landlord responsible for replacing a furnace filter in Ontario?

Maintaining a furnace is part of a landlord’s responsibility in Ontario, and they would generally be responsible for replacing furnace filters.

Are landlords responsible for replacing lightbulbs in Ontario?

No, landlords are not responsible for replacing lightbulbs in Ontario. Tenants are responsible for day-to-day cleanliness unless otherwise agreed upon in the lease.

Is a landlord responsible for snow removal in Ontario?

Yes – much like lawn maintenance, snow removal typically falls on the landlord when it comes to common areas. In detached homes with private entries, tenants are often responsible for ensuring these areas are clear of snow.

Is the tenant responsible for water damage in Ontario?

Determining who is responsible for water damage depends on the unique case. If the water damage is caused by a plumbing emergency such as a malfunctioning hot water tank or a burst pipe, it is typically the landlord’s responsibility to cover repairs. However, if the tenant’s actions in some way led to the water damage, they will generally be responsible for the repairs.

Can a landlord evict tenants to do renovations in Ontario?

The Residential Tenancies Act permits Ontario landlords to evict tenants from the property if the scope of these renovations requires the unit to be empty. If the tenants must leave, landlords are required to serve them 120 days’ written notice.

What must the landlord provide in Ontario?

Ontario landlords are required to ensure that their rental properties are in good repair, fit for habitation, and comply with health, safety, housing and maintenance standards, according to the RTA.

Can a tenant refuse to pay rent in Ontario?

Tenants cannot refuse to pay rent in Ontario, even in cases where the landlord refuses to complete repairs or regular maintenance.

What are tenant rights for mold in Ontario?

Ontario landlords are legally required to ensure that their rental units are mold-free at the beginning of a new tenancy and address any tenant concerns throughout.

Rethink The Way You Rent

Not on liv.rent yet? Experience the ease of digital applications & contracts, verified tenants & landlords, virtual tours and more – all on one platform. Sign up for free or download the app.

Subscribe to receive the latest tenant & landlord tips and get notified about changes in the Canadian rental market.

>> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports.

The post FAQ: Landlord & tenant responsibilities in Ontario appeared first on liv.rent blog.

What renters should look for in a rental website or platform

When choosing which apartment rental site to use, renters should take into account the following factors:

• Verified landlords & listings – Rental scams are a common sight in the current market, and it’s important for renters to be able to distinguish real listings from fake ones meant to swindle them out of their hard-earned money. The safest way to go about this is to choose a rental platform with multi-layered, manual verification protocols that can reliably spot and block suspicious listings and user profiles.
• A variety of customizable search filters – Looking for listings can be a lot of work without the right tools. To save you time in your search, opt for a rental website with lots of options for searching, such as number of bedrooms & bathrooms, pet policy, contract duration, and included amenities to streamline your quest for the perfect place.
• Security features – Renters are required to submit a variety of personal and financial information throughout the rental process, and it’s important that you’re sure where this information is going and how it’s being used. Ideally, choose a rental platform with a clear privacy policy that won’t sell your data.

What landlords should look for in a rental website or platform

• Tenant screening features – Protecting your property investment should be a priority for every landlord. The wrong tenants can cost you thousands of dollars in damages and missed rent payments, so it’s important to utilize a tenant screening tool like the Trust Score that goes beyond a credit check, giving you a complete picture of tenants’ reliability.
• All-in-one tools – Today’s landlords live busy lives, and deserve a rental platform that can keep up, helping them save time at every stage of the rental process. While listing sites are great for sharing your listing to in order to expand its reach, landlords can make their leaves easier with a platform that supports listing, leasing, and signing contracts & receiving rent payments in one place.
• Flexible pricing plans – Some Canadian rental platforms charge a listing fee or a percentage charge for ongoing use of their services. Especially if you’re just getting started as a landlord, you’ll want to keep as much of your profits as possible with free listings and optional pay-per-use features to give you greater flexibility.

How to find apartments for rent in Canada

No matter where in Canada you’re located, the process for finding an apartment tends to be more or less the same. While some renters may still prefer to canvas the neighbourhoods they’re interested in in-person, looking for vacancy signs, the majority of Canadian renters will conduct the majority of their housing search online through apartment rental sites, whether they’re looking for apartments for rent in Halifax, apartments for rent in Winnipeg, apartments for rent in Toronto, or apartments for rent in Montreal. Today’s landlords know that renters are increasingly searching online, and you’ll find almost every available property in your area listed online, where you can inquire and arrange viewings.

The main challenge facing renters is deciding which apartment rental site will be the most beneficial in helping them find apartments for rent in Canada. Not all rental platforms are built equally, and where you choose to conduct your search will influence not just how much time and money you spend on the rental process, but also how safe & secure you are during your search.

To help simplify your decision, we’ve broken down some of Canada’s best and most popular rental platforms to give you a better sense of where you should begin your search for the perfect place.

1. liv.rent – Canada’s Best Rental Wesbite

Features Included: 12 / 12

Pricing (Landlords):

• $0 (Essentials)
• $48 / month (Growth)
• $399 / month (Business)

Renters

On liv.rent, tenants can easily search for rentals using a variety of filters and even a map view, then quickly message landlords for more information using built-in instant chat. From there, they can submit applications, book viewings and when it comes time, sign lease agreements and pay rent and security deposits through a variety of methods including credit card, UnionPay and even Bitcoin.

Landlords

For landlords, liv.rent provides pre-filled listing templates to help you create attractive, effective listing pages, including a newly added Smart Description feature which uses AI To write an engaging listing description for you, plus tools to allow for sharing to other platforms like Craigslist and Kijiji. Simply put, liv.rent is the best website to post a rental property for landlords.

The platform also comes with pre-loaded standard digital lease agreements for B.C. and Ontario, in addition to a variety of lawyer-vetted lease addendums to add detail to your contract. For quick and effective tenant screening, liv.rent has refined and added to their innovative Trust Score feature, which gives landlords a comprehensive picture of a tenant’s suitability including a credit summary, a detailed risk assessment, income & employment verification, and more. All in all, this complete platform is the best way to advertise and manage your apartments for rent in Canada.

For landlords looking to further streamline their rental process and gain access to the same tools used by professional property managers, liv.rent’s new Growth plan is here to make renting even easier. The Growth plan is effectively an all-in-one property management software package, with all the tools you’ll need to digitize and streamline your rental process from start to finish. For just $48/month, this comprehensive plan includes:

• Unlimited lease protection addendums
• 2 Trust Score reports with credit check per month
• Automated rental advertising (2 per month)
• Shared management tools for up to 3 users

…plus everything in our Essentials plan.

2. Zumper

Features Included: 12 / 12

Pricing:

• Free (up to 10 listings)
• Unlimited listings: 2% of monthly rent

Like liv.rent, Zumper is a home rental site that’s popular among renters and landlords across Canada. On top of a user-friendly layout, Zumper has features to help landlords and tenants streamline every stage of the rental process, including tenant screening and rent payment & collection.

Renters

For renters, Zumper is a convenient way to browse and apply for listings thanks to its visually appealing layout. With that being said, the site does lack the comprehensive security and verification features of other platforms like liv.rent, though it does allow for the entire rental process to be completed within the site and there are some measures in place to prevent against fake landlords and listings.

Landlords

Zumper also has a full 12/12 features, including digital contracts and rent payments and a variety of tools to help you create and share listings. The only area where the site falters is in its security protocols, which aren’t as in-depth as other platforms. Also, though it’s free to start, Zumper charges a fee for landlords or property managers who have more than 10 listings, which makes it a costly option for businesses. Still, this apartment rental sites​ wide range of features put it in contention for the best rental websites in Vancouver.

3. Zillow

Features Included (10/12)

Pricing

Zillow is primarily a platform for buying and selling real estate, but the site is also a popular place for renters & landlords, especially in metropolitan areas like Vancouver and Toronto. The platform has a variety of tools to simplify the lives of both landlords and renters, although it’s two shy of a perfect 12/12. Zillow is free to start for landlords but has ongoing weekly fees for additional listings, which means it can get expensive quickly if you have multiple properties to rent.

Renters

Zillow is fairly easy to browse thanks to a handy map view and a simple, easy-to-navigate layout. Renters can also request to book showings/submit applications directly from the listing page using pre-set forms. It’s also handy to be able to see exactly when listings were posted front and centre to save time applying to outdated posts.

Landlords

Zillow has a good range of descriptors and options for creating great-looking listings which include room for tons of photos as well as 3D tours. The site also provides a convenient neighbourhood map for all listings, in addition to an FAQ section that gives more information about the property and its location. Zillow has a number of convenient features for managing rentals as well, including rent payments and digital contracts, though it lacks some marketing and organizational tools.

4. Condos.ca

Features Included: 6 / 12
Starting Price: Free

For both renters and landlords, Condos.ca has a lot of the basics you need to rent a home in Canada. Available in a number of Canadian cities, this popular apartment rental site facilitates both sales and rentals in one location, with quite a few of the most important features users should look for.

Renters

Renters will benefit from the many listings available on Condos.ca, particularly if you’re looking to rent in the Greater Toronto Area. The map view makes searching for listings easy and it’s fairly simple to inquire & apply to properties you’re interested in, but the lack of a built-in chat can make communication difficult.

Landlords

Built-in marketing plans and organizational tools are a big plus for landlords, but Condos.ca is still primarily a listing site, without the all-in-one features of other platforms on this list. Despite this, the platform is easy to use with a fairly wide audience and is free to get started.

5. Kijiji

Features Included: 5 / 12
Starting Price: Free

Kijiji is a marketplace site that doubles as a popular place for landlords and renters to post and find rental listings. The platform offers a basic suite of listing features including plenty of fields and filters for filling out specific details and room for lots of photos.

Renters

Kijiji is a good basic option for browsing and applying for listings, though it lacks many features that renters may look for. The site does allow for messaging within the platform which makes for much easier communication. Unfortunately, Kijiji doesn’t have much in the way of security features and provides little protection against scams.

Landlords

For landlords, Kijiji is a perfectly suitable place to post your listings due to the site’s broad audience and high traffic, though that’s about all it offers. Unlike Craigslist, Kijiji does have a chat feature for easy communication, as well as a centralized inbox for easy lead management.

6. Rentals.ca

Features Included: 5 / 12
Starting Price: Free

Rentals.ca is another popular place to find and rent apartments, houses and condos, and offers a user-friendly layout as well as excellent search capabilities and an interactive map.

Renters

Rentals.ca is a great option for renters primarily because of the number of listings available. Since it’s such a popular home rental site, there are plenty of rentals to choose from and the site makes it easy to navigate them thanks to a split-screen map/photo view and lots of different search filters.

Landlords

Rentals.ca allows landlords to post for free, and the site offers lots of ways to customize your listing and make it stand out, including a photo gallery and neighbourhood score. Because it’s a listing site, Rentals.ca doesn’t provide features for navigating the rental process beyond inquiries.

7. Realtor.ca

Features Included: 5 / 12
Starting Price: Free

Realtor.ca is another top website for finding apartments and houses for rent in Canada in terms of popularity. Having an app is handy for when you’re on the go and about to spend a day viewing listings. However, without digital contracts and rent payments, it’s still a bit old-school and may prefer to save paper in the rental process.

Renters

Despite being used primarily for real estate sales, Realtor.ca is also a popular and easy-to-use website for finding rentals. Since the majority of the rental properties on this platform are posted by licensed real estate agents on behalf of their owners, tenants have a bit more security than with other options.

Landlords

Although it’s primarily a listing platform, landlords should find Realtor.ca fairly intuitive with attractive listing pages and standard options for facilitating tenant inquiries via phone or email. The site also has basic organizational tools to help you manage your listings efficiently, as well as a mobile app for on-the-go rental management.

8. PadMapper

Features Included: 4 / 12
Starting Price: Free

PadMapper is another popular option in Canada due to its easy-to-use map view for easy browsing, as well as a variety of built-in search features. The site is fairly bare-bones in terms of appearance and features, but works quite well and is simple to use for what it does.

Renters

PadMapper lets renters browse with ease thanks to an interactive map and various filters. As far as communications, PadMapper allows tenants to send messages with their phone number and email address to get in touch with landlords. The platform doesn’t mention any specific security or verification processes, though it does require a precise address in order to post a listing.

Landlords

PadMapper is a simple, effective way for landlords to get their listings posted quickly, though the site doesn’t offer support for much beyond inquiries. The site’s map view is extremely easy to navigate though, a feature which tenants still gravitate towards.

9. Facebook Marketplace/Groups

Features Included: 4 / 12
Starting Price: Free

Facebook Groups and even Marketplace are great ways to find apartments and houses for rent in Canada. Though renters and landlords should exercise caution when using the platform due to the potential for fraudulent posts and users, there are plenty of local, moderated groups that allow for easy browsing and the ability to get in touch over Facebook Messenger. For a safe, convenient Facebook Group, check out liv.rent’s own curated rental group, where we post and share apartments, houses and rooms for rent in Canada.

Renters

Facebook is an extremely popular place for renters to browse apartments thanks to the volume of posts, though this is also its greatest downfall. Because Facebook has never claimed to be a rental platform, the site has few checks in place for screening out scams, although there are many moderated groups that provide a safer alternative.

Landlords

Landlords looking to reach a broad audience would do well to post their listing to Facebook due to the large number of renters browsing the platform. Though it doesn’t provide much in the way of additional features, it’s easy to get your listing posted and communicate through the built-in Messenger app.

10. Craigslist

Features Included: 2 / 12
Starting Price: Free

If you’ve ever rented in Canada, you’re likely already familiar with Craigslist. The marketplace site has long been the go-to place to post and find rental listings, as well as a variety of other goods & services, due to its pared-down appeal and ease of use. Though it may come out on top in terms of the number of listings available, the site lacks many of the security features renters and landlords should look for in a rental platform.

Renters

Renters can easily browse the site using a good selection of filters. For applications, Craigslist lists landlords’ email addresses and/or phone numbers for renters to get in touch. Do use caution when applying to rentals on Craigslist though – since there’s little in the way of verification, it’s not uncommon to come across rental scams on the site.

Landlords

Craigslist does provide a basic listing template including room for plenty of photos. The site also allows for a map view of each property and provides ample room for a description, as well as pre-set options for details about the unit. Renters can easily browse for rentals using a good selection of filters. For applications, Craigslist lists landlords’ email addresses and/or phone numbers for renters to get in touch.

11. 4rent

Features Included: 2 / 12

Pricing:

• $29 / month (Standard Tier)
• $59 / month (Premium Tier)
• $129 / month (Featured Tier)

4rent is a rental listing website that’s popular across Canada and offers both attractive listing pages and organizational tools for landlords. However, it does fall short in other categories, notably, it does not have an app or a chat feature, which can allow for instant communication between landlords and tenants.

Renters

4rent has listings in cities & towns across Canada and is easy for renters to navigate thanks to convenient drop-down filters and a map view for navigating listings. There’s even a ‘create alert’ option for hands-off browsing and you can submit inquiries directly using a built-in form.

Landlords

Posting listings is straightforward with 4rent, however you’ll likely need to go elsewhere for things like leasing and rent payments since this minimal platform keeps things simple. Still, listings look good and reach a wide variety of renters and some of the organizational tools built into the platform can be useful.

Renters: what is the best website to find apartments for rent in Canada?

Given the rapid rise in rental scams in recent years, renters looking for apartments for rent in Canada should put their safety & security first when it comes to choosing a rental website. Particularly for first-time renters, students, or those renting from abroad, using a rental website that safeguards you from the stress and financial burden of scams is vitally important. In the absence of face-to-face communications, there are plenty of opportunities for dishonest or deceitful behaviour on either end of the rental process. Our goal at liv.rent is to reduce the risk of potential scams by helping connect verified landlords & tenants to build a trusted rental community.

Not only is liv.rent safe, it’s also incredibly easy for renters to use thanks to time-saving features like listing alerts, tons of customizable search filters, and video tours to allow you to browse listings with ease. To make your applications even easier, you’ll only need to fill out your profile once and can then apply to multiple listings with just a few quick clicks.

Watch the video below for a step-by-step tutorial on getting started searching for listings on liv.rent.

Landlords: where should you post apartments for rent in Canada?

As a landlord, your main focus should be creating a profitable rental business while also ensuring your property is protected from troublesome tenants who can lead to damage, complaints, missed payments, and other costly issues. While most landlords will already be familiar with popular websites like Craigslist and Kijiji, the rental scene has evolved with new, all-in-one options creating a far easier and safer way to rent in Canada..

For these reasons, landlords unsure of where to post their listing for rent should be sure to check out liv.rent. The Vancouver-based platform’s broad range of tenant screening, marketing and management features make it the best-in-class, while flexible pricing plans let both landlords and property managers find an option that works for them. As well, liv.rent has a detailed verification process for tenants including the revamped Trust Score, where you can view employment/income verification, credit checks, a detailed risk assessment, and more in an easy-to-understand format. Best of all? It’s completely free to post unlimited listings, as well as access many liv.rent features like rent collection and standard digital contracts.

If you’re searching for an easier way to list and manage your rentals, be sure to sign up for liv.rent today.

FAQ: The best websites to post & find apartments for rent in Canada

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The post 11 Rental Websites in Canada 2026 appeared first on liv.rent blog.

Interested in learning more about the laneway home construction process and how you can turn your secondary property into an income-earning rental property? Reserve your space at our collaborative webinar on June 15, 2023 at 11:00am PDT.

What is a laneway house?

Laneway homes are a common sight in B.C.’s Lower Mainland but even if you call Vancouver home, you may still not be totally familiar with what makes a laneway house. Simply put, a laneway house is a secondary home built on the property of an existing house. To be termed a laneway house, it must also border an alley or laneway, whereas a coach home refers to any secondary property in a more general sense.

Most municipalities in B.C. and many in Ontario permit the construction of laneway homes, and this form of housing has seen rapid growth in popularity lately, as governments recognize the need to increase density in urban areas. Laneway homes can be designed to match owners’ existing houses and meet a variety of unique needs. Generally speaking, laneway houses can range from 500-1000 sq. ft. with 1-2 bedrooms/bathrooms – though this isn’t a hard & fast rule.

Benefits of building a laneway house

There are countless benefits of building a laneway home for property owners that go far beyond just renting – though this is certainly one of their main draws. Building a laneway house in Vancouver is a wise investment for so many reasons and definitely something homeowners should consider, particularly if they’re already looking at purchasing a rental property.

Here are some of the main benefits of building a laneway house on your property:

1. Increased property value — Whether or not you’re considering selling your home any time soon, adding a laneway home is a great way to drive up your property’s value. The flexibility of these spaces for housing guests or family, or being used as an income-generating rental unit, is something many buyers specifically look for. Though there’s obviously an upfront investment required, you’re likely to recoup your money and then some upon selling.
2. Passive income — Renting out a laneway house is a great way to start generating rental income, which can help homeowners offset their mortgage costs or provide an additional revenue stream. Demand for rental housing in Vancouver is consistently high, and a well-designed laneway home can attract tenants and yield a favourable return on your investment in a relatively short time.
3. Adaptability — Laneway homes offer great flexibility in terms of how they can be used. They can function as a rental property, a separate living space for family members or guests, or a home office/studio depending on your needs. For those looking to downsize without leaving the neighbourhood they call home, laneways are a great solution.
4. Creating housing — Especially in Vancouver, there is a growing need for affordable housing options to meet the needs of the city’s many renters, not to mention the hundreds of thousands of new immigrants expected to arrive in the near future. Laneway homes maximize existing space to provide more housing options without changing the character of the city’s distinct neighbourhoods.
5. Safety & community — Laneway houses can also help keep neighbourhoods safe by adding a new presence in otherwise deserted alleys. They also help to grow individual communities by allowing new residents to move in without disturbing the existing character.

Challenges of building a laneway house

1. Zoning & permits — Every municipality, Vancouver included, has specific zoning and bylaw requirements that new laneway homes must meet. Homeowners must ensure that their property meets these requirements related to lot size, setbacks, building height, parking, and design guidelines. Navigating through the zoning and permitting process can be complex and time-consuming without the right help.
2. Cost —Though laneway homes tend to be much more affordable than purchasing an all-new property, there are still a number of expenses homeowners should consider before committing to construction. Fees for permits, materials, contractors, design, and much more can add up quickly once the process begins, so it’s important to consider all this beforehand.
3. Location — Not every neighbourhood or property is suited to a laneway house. If your lot is located close to a neighbour’s, you may face resistance over privacy concerns, for example. Furthermore, if you plan on renting, it’s important to realistically consider how busy your local rental market is if you plan on your new laneway becoming an income-generating asset.

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Building a laneway house: an overview of the construction process

As with any construction project, there are multiple stages to building a laneway house in Vancouver. From start to finish, homeowners are looking at about a 12-month timeline once all’s said and done, though this can vary greatly in other regions or for more complex cases.

Here’s how the process is usually broken down, with expert insights from Harvey Gill, owner and founder of Home Wealth Investments:

Survey, planning, and design –⁠ 1-2 months

Before you can start building a laneway house in Vancouver, or anywhere for that matter, a professional surveyor must assess the property to determine the boundaries, topography, and existing infrastructure. This information is crucial for the design and construction process and informs the steps to come.

The planning & design stage involves working with architects, designers, and potentially other professionals to create a comprehensive plan and design for the laneway home based on practical aspects of the property and the owners’ needs. This includes conceptualizing the layout, selecting materials, and addressing zoning requirements.

Cost/budget & permits –⁠ 3-4 months

Prior to breaking ground, a realistic budget must be calculated. Determining the cost and budget involves estimating the expenses for materials, labour, permits, and any additional requirements specific to the project.

The next step is obtaining the necessary permits and approvals from your local municipality or government. This includes permits to use city property during the construction process, as well as removing any existing structures, trees, and so on. You’ll also need to obtain the proper pre-approvals before any of this to ensure your proposal is on the right track, and there are other concerns during the construction process like applying for sewage or water connections.

Due to the complexity of budgeting and navigating through the permitting process, it typically takes about 3-4 months to complete this stage. Working with experienced professionals can make this process much easier though, and ensures you don’t miss anything along the way.

Construction –⁠ ~6 months

Once the planning, design, and permits are in place, the construction phase can finally begin.

This stage involves the actual building of the laneway home, including site preparation, foundation work, framing, electrical and plumbing installations, interior finishes, and landscaping if necessary. The duration of the construction phase can vary depending on the complexity of the project, but it generally takes around 6 months to complete the construction of a laneway home.

How to rent out a laneway house

If you plan to generate rental income from your new laneway house, you’re first going to need to find tenants. Especially since they’ll be living in your backyard, it’s important to be diligent throughout this process and ensure you’re finding the best match possible. The last thing you want is to have your search for tenants turn into a lengthy ordeal, or alternatively, be rushed and end up with trouble-making renters in your brand-new unit.

This is where liv.rent comes in. This Vancouver-based rental platform was designed to help landlords save time and find the right renters faster with all-in-one solutions for everything from listing to signing a lease.

Here are some tips on how you can streamline the most important and time-consuming parts of the rental process and ensure you’re doing your due diligence in your search for the perfect tenants.

Tip #1: Share your listing to reach more renters

The best way to speed up your rental process from the get-go is to share your listing to as many platforms as possible. It’s tough to get your unit rented in a timely fashion if you don’t have enough leads, and being able to reach renters on a variety of sites is key to achieving this.

Once your listing has been posted on liv.rent, landlords can easily share it to popular platforms like Craigslist, Kijiji, and Facebook Marketplace, expanding their audience significantly and ensuring they receive plenty of applications.

Tip #2: Have a centralized “hub” for your listing

Now that you’ve got more applications than you know what to do with, it’s time to streamline things to help save time later on. After all, if you’re renting out your laneway house, you’re probably not interested in spending countless hours filtering through applications.

That’s why within each pre-formatted listing you share, there’s a link for interested renters to apply directly on liv.rent. One of the most time-consuming parts of the rental process is having to read through emails and messages from all different platforms to pick out the renters that you’re interested in continuing the conversation with. By keeping all your communications limited to one convenient platform, you’re cutting down on the time this step typically takes significantly.

Tip #3: Go beyond the credit check

Likely the single most important part of the rental process for laneway home landlords in particular is tenant screening.

Since they’ll be living on your property, it’s more important than ever to make sure that your new tenants are not only able to pay rent, but won’t cause any disturbances to you, your family, or your neighbours. Your promising new investment can quickly become a liability with tenants who interrupt your routines or worse – cause damage to your brand-new laneway house. It’s normal for landlords to perform a credit check on applicants to get a sense of their financial situation and ability to pay rent on time, but this doesn’t always tell the whole story.

This is why liv.rent developed the Trust Score – our comprehensive tenant screening tool. Using credit information from Equifax® and our own industry-leading verification features, this report combines all the information landlords need to identify the right renters quickly. An easy-to-understand score provides an easy way to assess and rank applicants, while information like a detailed risk assessment, income-to-rent ratio, and a unique trustworthiness metric help give you a full picture of applicants, even if they don’t yet have a Canadian credit history.

FAQ: Building & renting a laneway house in Vancouver

About Home Wealth Investments

Home Wealth Investments is a group of licensed home builders with over 40 years of construction experience in the Lower Mainland. Specializing in building Laneway/Coach homes, they handle the entire project from budgeting and construction, all the way to tenancy & management. Their goal is to build high-quality, affordable homes at the best price point possible.

Interested in learning more about the laneway home construction process and how you can turn your secondary property into an income-earning rental property? Reserve your space at our collaborative webinar on June 15, 2023 at 11:00am PDT.

Rethink The Way You Rent

Not on liv.rent yet? Experience the ease of digital applications & contracts, verified tenants & landlords, virtual tours and more – all on one platform. Sign up for free or download the app.

Subscribe to receive the latest tenant & landlord tips and get notified about changes in the Canadian rental market.

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The post Building & renting a laneway house in Vancouver ft. Home Wealth Investments appeared first on liv.rent blog.

The numbers

Background

The landlord

“As an all-in-one rental platform, liv.rent was really designed to save both landlords and tenants time & stress, while simultaneously keeping them safe.”

Olivia Lam, Founder of liv.rent

• Number of listings managed: 5
• Rental platforms used previously: Facebook Marketplace, Craigslist, VanSky, VanPeople, Little Red Book
• Management software used currently: liv.rent
• Primary concerns: Efficiency, protecting the property, finding a suitable match

Olivia maintains 5 rental properties across Metro Vancouver, which can quickly become a time-consuming addition to an already busy schedule. For her, the rental process is all about minimizing stress while ensuring that her unit is filled with qualified tenants who won’t cause problems later on.

Prior to founding liv.rent, Olivia had been manually posting her listings on a variety of popular listing platforms, as well as local rental groups.

As with many landlords, she became frustrated with the time-consuming nature of the rental process – especially given the number of applicants she had for each of her five properties. Aware of the pressing danger of rental scams, Olivia was cautious to carefully screen each renter that applied to avoid missed payments and costly damage to her rental properties, while also making ongoing management of the units easier by ensuring vacancies were filled with tenants she could trust.

Challenge #1: Streamlining the application & pre-screening process

“Some days I’d receive 30-40, even upwards of 60 applications for a single unit. Being able to access all of these applications in one place was a huge time-saver.“

Olivia Lam, Founder of liv.rent

One of Olivia’s biggest frustrations with the rental process prior to founding liv.rent was having her email inbox clogged with rental applications. With multiple businesses to run and a jam-packed calendar, she felt like she couldn’t give each application the attention it deserved since there were simply so many to keep track of.

Solution: Centralizing leads on liv.rent

After consulting the latest rental data to get a sense of the market, Olivia began her rental process in earnest by creating a liv.rent listing and sharing it to a variety of other platforms in order to reach more qualified renters. For Olivia, the more prospective tenants she could reach, the better.

Directly through liv.rent, Olivia was able to share her listing to Craigslist, Facebook Marketplace, and Kijiji with built-in marketing tools. Through this feature, she was able to easily transpose the entire listing including photos, already pre-formatted for other sites.

Since Olivia has had great experiences renting to international renters in the past, she also manually shared her postings to other platforms such as VanSky, VanPeople, and Little Red Book. With the help of the Trust Score, liv.rent’s tenant screening tool, she was able to look beyond credit information and accurately evaluate & consider other groups of renters whose applications may be overlooked by many landlords.

Each of these shared listings contained a link to the original listing on liv.rent, plus instructions for how to apply. As other landlords have done, Olivia used this opportunity as a “pre-screening” step to get a sense of how well applicants could follow directions and whether or not they were interested enough to make the effort.

Challenge #2: Getting applicants to complete their Trust Score

Once they had signed up for liv.rent, Olivia also asked applicants to get a Trust Score through the platform to aid in her decision-making.

While most applicants were more than happy to complete their liv.rent profile and get a Trust Score rating, some renters were understandably wary to enter that much personal information online. Some had concerns about how their data would be used, why it was necessary to provide it, and what measures were in place to protect it.

Solution: Emphasizing transparency & security

“Being a landlord is a lot different today than when I first started renting out property. Due to increases in scams and reports of troublesome tenants, I have to be more cautious than ever now – which is why most landlords ask for so much documentation.”

Olivia Lam, Founder of liv.rent

For Olivia, getting a complete picture of applicants is a necessity. To reduce turnover and create successful, lasting landlord-tenant relationships, it’s extremely important for Olivia to cultivate trust & transparency from the get-go.

Trust is a two-way street though, which is why Olivia made sure to point out to hesitant applicants that she had already been verified through liv.rent’s multi-layered process. She also highlighted the industry-leading data security procedures that protect all liv.rent users’ information – including important documents uploaded for verification purposes.

When prospective tenants expressed reluctance at providing things like their driver’s license and credit history, Olivia explained that all user information, including everything that is submitted to generate a Trust Score report, is stored securely in the cloud and protected by military-grade encryption protocols. For those who required further explanation, she made sure to link them to liv.rent’s Privacy Policy to quell any lingering doubts.

By this point, nearly every renter felt confident providing the required information and Olivia was able to proceed with her tenant screening process using the Trust Score.

Challenge #3: Making a final decision

“Deciding which renter(s) to choose during the end stages is always very difficult for me. I typically favourite applications that stand out so that our conversations are easily accessible, but in most cases, there are multiple applicants who I think would make great tenants”

Olivia Lam, Founder of liv.rent

Since some of Olivia’s rental properties are on the higher end in terms of rent price, her primary concern was finding tenants who could reasonably afford to pay rent on time with no foreseeable problems.

Even with the current market conditions, there was no shortage of applicants whose financial situation seemed suited to the listing they were applying for, so Olivia had to rely on the Trust Score to provide more insight into each applicant’s rental history and overall patterns as a tenant, and more importantly as an individual.

Solution: Going beyond finances with the Trust Score

Using her most recent listing as an example, Olivia had narrowed the field to three sets of candidates: a young couple, a graduate student moving from abroad, and a single professional. All of these applicants had complete profiles on liv.rent and plenty of supporting documents that clearly showcased their rental history. Even though the international student didn’t yet have a credit history in Canada, they were able to provide proof of funds that adequately proved their ability to make rent payments.

Faced with three excellent options for future tenants, Olivia had to look more in-depth at each of their Trust Score reports to find the perfect fit for the property in question.

Beyond vital information like applicants’ Credit Summary, Risk Assessment, and Income-to-rent Ratio, Olivia paid particular attention to each renter’s Trustworthiness score, making sure to view the documents they had submitted as an added layer of protection.

Ultimately, while the Trust Score played an integral role in creating a “shortlist” of qualified applicants, the final decision came down to who was the best match for this particular property, since each applicant was equally well-suited financially.

After speaking to each of the prospective tenants in-person at scheduled showings as well as online through liv.rent’s Instant Chat, Olivia decided to proceed with the young professional, who had an excellent financial history and seemed like the best fit for the building and neighbourhood.

In brief

With 5 rental properties and a significant investment on the line, the importance of an efficient and all-encompassing tenant screening process was magnified in this case.

Here’s a quick summary of the steps Olivia followed to ensure she was connecting with qualified renters at every step of the rental process:

1. Sharing to multiple platforms: Using both built-in sharing features as well as reaching an additional audience through manual sharing, Olivia was able to ensure that her listing was put in front of more renters. Expecting a high volume of applications, she also took steps to streamline the process from the outset by directing all interested renters to liv.rent – where she could see all their information in one place, communicate directly, and also favourite applications to ensure they don’t get lost throughout the lengthy rental process.
2. Prioritizing mutual trust at every stage: In this digital age, landlords necessarily require a lot of information about tenants in order to make informed and accurate screening decisions. However, Olivia was also keenly aware that tenants are particularly concerned about rental scams and took measures to promote two-way transparency right from posting her listing. By verifying her profile and listings and reassuring renters about the safety of their information, she was able to do her due diligence while also ensuring applicants knew they were in a safe situation.
3. Looking beyond traditional credit checks – For nearly every landlord, finding tenants who are able to pay rent in full and on time is usually priority #1. When there are multiple applicants who all meet your financial criteria though, landlords & property managers need additional information to reference in order to make a final decision. In Olivia’s case, her choice often comes down to a number of equally suitable renters, in which case she looks at additional information like their Detailed Risk Assessment and Trustworthiness in order to get a complete understanding of who she’ll be renting to.

Takeaways from this case

Olivia’s rental process showcases how landlords can make well-informed tenant screening decisions and save time without compromising renter safety in the process.

Here are some key takeaways from this case study:

1. All-in-one solutions make managing multiple properties possible — From beginning to end, Olivia was able to use the liv.rent platform as her one-stop hub for all relevant communications, applications, showings, and even contracts & rent payments.
2. Doing your due diligence makes for stress-free tenancies — For landlords & property managers renting out multiple units, ensuring each vacancy is filled promptly with trustworthy tenants is paramount. Though it may require additional effort upfront, the countless hours saved from dealing with troublesome occupants is well worth it.
3. Trust is a two-way street — While landlords need to ask for a lot of information throughout the application process, it’s important to remember that today’s renters are hyper-aware of rental scams. Taking the time to verify your profile and listings is an excellent first step towards building a relationship of trust & transparency.

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The post Landlord Case Study: How to streamline tenant screening for multiple rental properties appeared first on liv.rent blog.

Why it’s important to get a tenant’s credit report

Doing your due diligence when it comes to selecting tenants is an integral part of the rental process. After all, you’re essentially inviting strangers to live on your property – which doesn’t come without risk.

In order to evaluate both the financial suitability and trustworthiness of applicants, credit checks have become an indispensable tool for landlords and property managers to screen tenants. A tenant credit check can provide you with valuable information on an applicant’s credit history, borrowing patterns, and overall reliability. By reviewing this information, you can make an informed decision on whether to accept or reject a rental application.

The main purpose here is to protect your investment and minimize the risk that comes with renting. By choosing to rent to applicants with a strong credit score and a good history of making payments on time, you’re cutting down on your chances of late or missed rent payments, or worse.

How much does an untrustworthy tenant cost?

Troublesome tenants don’t just take an emotional toll on you, they can also seriously impact your financial situation and turn your profitable rental business into a costly burden. It’s not just missed rent payments that landlords have to worry about, either. In addition to causing you to lose out on potential revenue, untrustworthy tenants can add a ton of unforeseen expenses to your operations by causing significant damage to the unit, scaring off neighbours, and refusing to move out.

Here’s a sample breakdown of what an untrustworthy tenant could cost you, in a worst-case scenario:

• Damage to interior finishes — $3,300 ($300 for drywall repairs, $3,000 for painting)
• Missed rent payments — $2,500 (approximate average monthly rent for a 1 br. unit in Vancouver or Downtown Toronto)
• Plumbing repairs — $390
• Unhappy neighbours/other tenants leaving — $2,500
• Eviction / legal fees — $1,050)
• Vacant unit — $2,500

Total: $12,240

Bear in mind that this is just an estimate, and is based on a situation where the tenant not only misses rent payments, but also causes damage and major disturbances to other tenants. Still, this worst-case scenario can quickly become a reality if landlords aren’t proactive about their tenant screening.

How to get a tenant’s credit check in Canada

Credit information in Canada typically comes from one of the country’s two major credit bureaus: Equifax® or TransUnion®. There are a few ways landlords can obtain this information:

• Directly from a credit bureau — With applicants’ consent, landlords can grab a credit report from either of Canada’s two major credit bureaus
• Through a tenant screening service — Tools like liv.rent’s Trust Score allow you to quickly & easily access applicants’ credit history, often including additional information as well – like income & employment verification documents, court records, and a detailed risk assessment in the case of the Trust Score.
• Asking the tenant to provide a credit report — It’s also common for landlords to ask tenants to purchase a credit report themselves and provide a copy with their application.
• Using a property management company — Some busy landlords opt to use a property management company for handling their rental properties. These professionals will also take care of tenant screening for you using one of the above methods.

What information does a tenant credit check include?

A tenant credit check in Canada is primarily used to evaluate a tenant’s financial suitability based on their spending habits and debt levels. This takes the form of a credit report that summarizes their credit history, including:

• Credit score
• Any outstanding debts, loans or bankruptcies
• Payment history on loans, credit cards, and other financial obligations

The Trust Score from liv.rent also includes additional information, like:

• Employment history and income details
• Court records or other details
• Risk assessment

How much does a tenant credit check cost in Canada?

The cost of a tenant credit check in Canada varies greatly depending on the method used to obtain it. Getting this information can be free to landlords if they request that tenants pay for and provide their own credit report, however there are plenty of different ways to get this information on your own at varying price points.

Typically, a tenant credit check will cost $10-30 per report from either Equifax® or TransUnion®, with prices varying greatly depending on the level of detail and the specific package purchased.

If you’re using a third-party tenant screening service, prices similarly range from about $15 per report, to monthly and yearly payment plans that offer several included reports for a given period. The section below will provide a more detailed overview of the different credit check options available to Canadian landlords, including pricing for each.

The best credit check tools for Canadian landlords

1. liv.rent

The Trust Score from liv.rent goes beyond credit checks to give a complete understanding of applicants’ suitability. As you can see from the chart above, liv.rent provides landlords & property managers with information that isn’t found on a traditional tenant credit check, all condensed into an easy-to-read score for filtering out unqualified applicants at a glance.

Individual landlords can choose between a variety of flexible pricing options. With a free Essentials Plan, you can add on a Trust Score report for just $16.99, or you can opt to enroll in liv.rent’s Growth Plan to receive 2 included Trust Score reports per month, plus a variety of other time-saving features like lease protection addendums and automated multi-platform advertising for up to 2 units.

This innovative tenant screening feature provides greater security for renters, as their Equifax® credit info and uploaded photo ID are only stored until their Trust Score has been calculated, at which point this data is securely deleted by the server.

Here is a sample Trust Score report:

How to unlock the Trust Score

The Trust Score is available even for tenants applying from outside of liv.rent. All landlords need is a verified profile to generate Trust Score reports – no liv.rent listing or tenant application is required.

Follow the steps below to unlock Trust Score reports for tenants applying both from within and outside of the liv.rent platform:

1. For liv.rent renters
   • Create a liv.rent listing
   • Ensure that both your ID and listing are verified
   • Once you receive an application from a renter whose Trust Score report you’d like to view, click “Unlock Trust Score”
   • Redeem a Tenant Screening Report credit or complete payment to unlock the full Trust Score report
2. For tenants outside of liv.rent
   • Sign up for a liv.rent Landlord account
   • Verify your ID
   • Navigate to the “Trust Score” tab on left-hand side of your Landlord Dashboard while logged in
   • Follow the prompts to submit the applicant’s information and complete payment

Note: Landlords generating a trust score on an applicant’s behalf must first obtain their written consent to perform a credit check. You can do this by downloading and completing this Tenant Consent Form.

How to read the Trust Score

The Trust Score is broken down into sections to give landlords a complete overview of prospective tenants’ reliability. For a quick guide on how to read and understand an applicant’s Trust Score report, you can watch this short how-to video.

Does the Trust Score impact the tenant’s credit score?

The Trust Score gathers information from renters’ Equifax® credit reports and will appear as an inquiry on their credit file. This will impact their overall credit score, however the impact will not be significant since the Trust Score is not an application for credit.

A new credit inquiry is conducted whenever a landlord unlocks a renter’s Trust Score. Multiple inquiries within a short period generally count as one credit check, so when renters apply for numerous listings they are unlikely to see multiple inquiries on their credit history.

2. SingleKey

SingleKey offers a simple platform that provides detailed reports using information from Equifax® credit checks. Where SingleKey sets itself apart is in its speed. The site advertises a less than five-minute processing time for a tenant credit check, which allows landlords to get the answers they’re looking for faster than getting it directly from a credit bureau.

However, this speed can’t compete with the instant response given by liv.rent through the Trust Score feature, which allows landlords to instantly view necessary renter information the moment they apply to a listing.

In terms of information, SingleKey offers a similarly comprehensive overview to other top options, combining an overall Tenant Score with a broken-down series of metrics that display the most pertinent information for landlords. The platform also gives users the ability to pay as you go, at a cost of $25 per report.

3. Naborly

Naborly is another popular option for screening tenants, also relying on Equifax® for the bulk of its information. Similar to liv.rent, Naborly provides landlords with a single score that factors in data like employment history, court records, and credit information to paint a picture of the applicant as an individual and as a tenant. Naborly also makes it easy to get approval for these checks with a built-in application process

Some landlords may also prefer the flexibility Naborly offers, as there is a flat rate of $25/check with no additional membership or subscription fees. It’s worth noting though that Naborly is intended to be used solely for tenant screening, and doesn’t offer the additional functionality provided by all-in-one rental platforms like liv.rent.

4. FrontLobby

FrontLobby is unique in that it allows landlords to report tenants’ rent payments to Equifax®, helping to establish renters’ reliability while giving fellow rental managers an additional metric to look at. Additionally, landlords can purchase add-on credit and background checks, at varying prices based on the plan chosen.

For the most part, these checks are standard credit reports, although the rent reporting feature and additional functionality FrontLobby offers make it an intriguing choice for some landlords. With that being said, these features are only available through the platform’s paid plans, which still require landlords to pay add-on fees for credit and background checks.

5. TransUnion SmartMove

TransUnion®’s SmartMove service is another popular option for Canadian landlords that distinguishes itself on its speed and ease of use. After registering, landlords can directly send a request for a credit check to tenants. Once they’ve completed their application, you can see the applicant’s information in minutes – including their credit check, criminal & eviction history, and income insights.

All this information is contained within their ResidentScore™ feature which will also help with quick decision-making. The $25 per report price point is standard compared to other options listed here, however it’s worth noting that this is for their SmartCheck Basic Report, which only includes applicants’ credit-based ResidentScore™ and a criminal background report. For a full credit report, landlords will need to pay $39.99 for SmartCheck Plus.

6. Equifax

Equifax® remains one of the most popular tenant credit check platforms in Canada since many landlords prefer to get reports from the bureau itself. This is a standard credit report and doesn’t contain much of the information found within some of the other options here that are designed specifically for landlords.

Still, Equifax® offers great flexibility in terms of pricing, as landlords can also opt to have tenants pull their own credit report, which can be free using a trial for the service. For the most complete information, Equifax® recommends using their Complete™ Premier plan, which costs $19.95/month.

What makes the Trust Score from liv.rent unique

The Trust Score enables Canadian landlords to find the right renters quickly and easily, going beyond a credit check to provide a complete picture of applicants’ suitability.

We’ve recently upgraded the Trust Score to include additional information, giving landlords & property managers even more tools to make important tenant screening decisions. Alongside these changes, we’ve implemented new, flexible pricing options to suit a variety of rental management needs – including the option to purchase add-on reports for just $16.99 each.

With any renters that apply to their listings, landlords will be able to see:

• The number of accounts checked to qualify their payment record
• Collections record
• Bankruptcy index
• Income-to-rent ratio
• Credit utilization
• Income & Employment verification documents
• A detailed risk assessment
• & much more

This score is immediately available to unlock & view for any applicants who have already completed their profile and been given a Trust Score, allowing you to evaluate renters faster.

Click here to learn more about how the Trust Score can help you find qualified renters and manage risk in your rental property.

FAQ: How to do a credit check on tenants

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Today, Canadians have more options than ever. Many choose to file their taxes themselves using certified software, while others prefer the convenience of working with an accountant or tax professional.

In this guide, liv.rent explores the pros and cons of each approach and shares key tax tips for renters and landlords preparing their returns for the 2026 tax season (filing 2025 income).

Filing your own taxes

With so many different types of software available to assist Canadians who want to file their own taxes, the DIY approach has become easier than ever. Submitting your yearly return can be daunting, especially if it’s your first time, but with a bit of preparation and understanding of Canada’s taxation laws, almost anyone can file their own taxes.

For renters, you won’t have to worry about much beyond the basic income tax requirements since you won’t be reporting any rental income on your return. With that being said, there are some examples of provincial credits for renters, as well as other benefits that may affect your return – like claiming work-from-home expenses, if applicable.

For landlords, filing your tax return can be a more elaborate undertaking. Not only will you need to report your regular income, but also any rental income you’ve earned – in addition to any expenses related to your rental property. As such, it’s important to maintain accurate, up-to-date records throughout the year to ensure you’re prepared when tax season comes around.

For both parties though, modern tax software can provide plenty of assistance with staying organized and on top of deadlines. Here are some of the biggest benefits and downsides of filing your own taxes.

Pros of filing your own taxes

1. Lower costs — By choosing to file your own taxes, you can save plenty of money on the fees and costs of hiring a seasoned professional. The average cost for an accountant or tax professional to prepare your return ranges from $150 to $350 in Canada, but can quickly grow higher – particularly for landlords who own multiple properties or have complex needs.
2. Greater control — Filing your taxes on your own means you’re pretty much solely responsible for ensuring the accuracy of your return and accounting for all the available benefits and deductions. This can be a lot of responsibility, but also allows you more opportunity to customize your tax filing process and work around your unique circumstances and eligibility for deductions.
3. Building your knowledge of taxation laws — Having at least a basic understanding of how the taxation process works and how to file is a skill that will be beneficial throughout your life. As well, being honest about your income and expenses can lead to increased financial awareness and help you make better decisions in regards to your business or spending.
4. Flexibility — While there’s no avoiding the CRA’s deadline for filing tax returns, doing your own taxes allows you to work within this timeframe as you see fit. By contrast, working with a professional will require you to work around their schedule and prepare the necessary information and documents for them well in advance of their specified deadline.
5. Potential for more accurate returns — Accountants and tax professionals are particularly busy as the filing deadline approaches and often have to handle hundreds of returns at a time. Through no fault of their own, this can result in mistakes being made or items being missed, particularly if they aren’t supplied with complete and accurate information. While it will require you to develop an understanding of tax laws, filing your own return has the potential to be more accurate since you’ll have the time to look it over yourself and make sure everything is correct.

Questions about filing your own tax return? liv.rent is here to help. Subscribe to our newsletter to stay up-to-date on our upcoming tax webinars – including live advice from Canadian tax experts.

Cons of filing your own taxes

1. Time-consuming — The obvious reason why many Canadian landlords or renters would choose not to file their own taxes is time. Many schedules simply don’t allow for spending hours assembling documentation, carefully entering numbers, and thoroughly checking the finished return for accuracy. Especially if you’re unfamiliar with the taxation process and the laws surrounding it, filing your own taxes can quickly become a time-consuming burden.
2. Potential for errors — While filing your own return can make for more accurate returns, it can just as easily result in mistakes being made if you’re not careful. Even when they’re busy, tax professionals are familiar with the ins and outs of the filing process and can help give you peace of mind that your return will be correct and not missing any key deductions. This is particularly important as errors can lead to penalties, interest charges, or even the dreaded audit.
3. Limited support — Although there are many resources out there to help you file your taxes, you won’t have the same level of support when preparing your own return. Those who go this route should be prepared to research the process on their own and be sure they’re familiar with the process prior to filing.
4. Missing deductions — Knowing what benefits and deductions are available to you is key for maximizing your refund or minimizing the amount you have to pay. For the average renter or landlord, it’s easy to miss one of the many provincial or federal credits that you may qualify for, and end up paying more taxes as a result.
5. Stress — Let’s face it. Preparing your own tax return is a fairly stressful experience for most people. Worrying about making mistakes and getting audited as a result is common, and can become worse if you own a rental business or have a complex tax situation.

Hiring a professional to file your taxes

For Canadian renters and landlords, hiring an accountant or tax professional to file your taxes can be a great way to keep things stress-free leading up to the filing deadline. With busy schedules and plenty of other things to think about, it can be worth it for many Canadians to outsource their tax return preparations to an expert.

Here’s a quick overview of the benefits and potential negatives that come with paying an accountant to prepare your tax return.

Pros of hiring a professional

1. Expertise — Tax professionals have extensive knowledge of Canada’s taxation laws and plenty of experience preparing tax returns. This expertise goes a long way to ensuring that your return is accurate, complete, and compliant with federal laws. Professionals can also help by providing advice and guidance on tax planning and assistance in the case of an audit.
2. Time savings — Tax preparation can be time-consuming, especially if you have a complex tax situation. By hiring an accountant, you can free up time and energy to focus on other aspects of your life, such as work, family, and for landlords – the many other responsibilities that come with owning a rental property.
3. Peace of mind — Working with an accountant or tax professional can give you peace of mind knowing that your return is being prepared by an expert with tons of experience. Additionally, in the unlikely situation that issues do arise with your tax return or if you are audited by the Canada Revenue Agency, your accountant can provide support and guidance throughout the process.

Cons of hiring a professional

1. Cost — Hiring a professional to prepare your tax return can be significantly more expensive than doing it yourself using tax software or traditional methods – especially if you have a fairly simple tax situation. With that being said, costs can vary greatly depending on the complexity of your return, and can often be worth it if you have multiple sources of income or other circumstances that might make filing your return more complicated.
2. Limited control — Working with a tax professional means giving up some control over your tax return reparation process. Although the professional will take your input and preferences into account, they will ultimately be the one making decisions about how to prepare your tax return.
3. Miscommunication — Clear communication is key when working with a tax professional. If there is miscommunication or a lack of clarity about your tax situation, or if you forget to send over a document or two, it could result in errors on your tax return or missed deductions or credits. It’s important to ensure that you have a clear and open line of communication with your tax professional to ensure that your tax return is prepared accurately and effectively.

Tax considerations for landlords

On top of the already numerous items all Canadians face when filing their annual tax return, landlords have a number of added considerations to take into account when tax season comes around. Many landlords have another occupation on top of their rental business, and will need to report their income from those streams plus any associated deductions, fees or expenses.

Here are some of the considerations landlords in Canada must take into account when preparing their tax return:

• Rental income — This one is hopefully obvious for most landlords, but it is mandatory to report any rental income you receive on your annual tax return.
• Expenses — Landlords should keep an eye out for deductible expenses related to their rental properties, such as mortgage interest, property taxes, utilities, and repair & maintenance costs. If you do plan on claiming any of these expenses, be absolutely sure that they were incurred for the purpose of earning rental income and that you have adequate records to support any deductions you claim.
• Depreciation — If your rental property’s value has declined in the past tax year, you may be eligible to claim depreciation on your rental property as a deduction on your tax return. This can help reduce your taxable rental income, but it’s important to ensure that you follow the CRA‘s rules and regulations for claiming depreciation, which can get complicated at times.
• Capital Gains Tax — This only applies if you’ve sold an investment or rental property for more than you paid for it. If you are liable for this tax, there are some exemptions and deferrals available to help minimize your tax liability – like the principal residence exemption.
• Property Taxes — Homeowners in Canada are subject to property taxes that are generally paid separately, at a different date from your income tax. These taxes are generally paid directly to the municipality your property is located in. Landlords in B.C. and Ontario in particular should be aware of extra taxes related to property ownership, like the Speculation & Vacancy Tax in B.C. and the Empty Homes Tax in Vancouver specifically, and the Vacant Home Tax in Ontario.

Questions about filing your own tax return? liv.rent is here tohelp. Subscribe to our newsletter to stay up-to-date on our upcoming tax webinars – including live advice from Canadian tax experts.

Tax considerations for renters

Renters, in comparison, have far fewer tax considerations to think about on top of what’s expected from every Canadian. With that being said, there are some deductions that may apply to renters, and general rules you should be aware of when preparing their own tax returns.

Here are some of the considerations renters who file their own taxes should take into account:

• Rent payments are not tax deductible — Renters are unable to deduct rent payments on their annual tax returns in Canada. There are a few rare exceptions to this, but for the majority of renters, rent payments are considered personal expenses and cannot be deducted.
• Moving expenses — If you move to a new rental property for work, school or business reasons, you may be able to deduct some of your moving expenses, like transportation and storage costs, travel expenses, and temporary living expenses on your tax return. However, there are specific rules and criteria that must be met in order to qualify for this deduction. To qualify, your new home must be at least 40 km closer to your new workplace or school.
• Provincial tax credits — In some cases, renters may qualify for province-specific tax credits like the Ontario Trillium Benefit, for example. These credits are often based on income requirements and other criteria, so be sure to check the requirements for qualification.
• Work-from-home expenses — If you worked from home and were required to do so by your employer, you may be able to claim home office expenses using the detailed method. A completed and signed T2200 or T2200S form from your employer is required. The temporary flat-rate method is no longer available.

Questions about filing your own tax return? liv.rent is here to help. Subscribe to our newsletter to stay up-to-date on our upcoming tax webinars – including live advice from Canadian tax experts.

Tips for filing your own taxes

Tips for landlords

1. Don’t overlook common expenses — Keep records of any eligible expenses you incur from your rental property, like property insurance, interest, professional services, office supplies, repairs & maintenance, and utilities.
2. Always claim interest payments — While Canadian homeowners can’t deduct their mortgage payments, you are eligible to claim any interest incurred on the amount borrowed to maintain your investment. This includes interest on your mortgage, line of credit, or any other type of loan associated with your investment property.
3. Differentiate between current and capital expenses — Essentially, current expenses refer to anything that keeps your property reasonably maintained. Capital expenses go beyond this, adding considerable value to your rental property. This includes things like repairs that extend the life of your property, improve it beyond its original condition, or any repairs made in advance of selling your property.
4. Stay organized — Filing your annual tax return is much easier if you already have all the necessary documentation assembled and are aware of what’s expected of you. Well in advance of the deadline, be sure you’ve collected everything you need and make sure all your forms are available through the CRA if you’re filing online using tax software.

Tips for renters

1. Use certified tax software — There’s a lot to keep track of during tax season, but you don’t have to do it alone. Thankfully, there are plenty of free tax software options in Canada that are NETFILE-certified by the CRA. Not only do these programs help save you time and prepare a more accurate return, they can often do a large part of the work for you by automatically finding relevant documents for your return from the CRA database.
2. Take advantage of tax credits — There are several tax credits and deductions that may be available to renters in Canada, such as the Ontario Trillium Benefit, the GST/HST credit, or the Climate Action Incentive. Make sure to review the eligibility criteria for each and claim all the credits you’re entitled to.

How liv.rent can help you file your own taxes

Bookkeeping and keeping track of your key documents are crucial parts of preparing for tax season. For both landlords and renters, there’s plenty of information that you might need when preparing your return.

To this end, liv.rent’s Chat Timeline feature is an easy way to stay organized and view all your necessary documentation in one convenient online location.

For landlords, liv.rent also provides detailed income expense statements as part of our Growth plan, which are stored securely in the cloud for easy access. As well, rent payments can be processed directly through the platform with multiple ways to pay and automated reminders to ensure you never miss a payment.

Rethink The Way You Rent

Not on liv.rent yet? Experience the ease of digital applications & contracts, verified tenants & landlords, virtual tours and more – all on one platform. Sign up for free or download the app.

Subscribe to receive the latest tenant & landlord tips and get notified about changes in the Canadian rental market.

>> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports.

The post Filing Your Taxes in 2026: What Canadian Renters and Landlords Need to Know appeared first on liv.rent blog.